Personal loans in Akhiok, AK

To lend to Akhiok's 64 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. About 64 people live in Akhiok, placing it 137th of 149 Census places in Alaska. Pull your credit reports and line up at least three offers before you apply from Akhiok. Akhiok lost roughly 4.5% of its population across the 2020-to-2023 comparison. The nearest larger city is Old Harbor, AK about 38 miles away.

Akhiok by the numbers

Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.

• Population: a Census-estimated 64, 137th among Alaska's 149 places (Vintage 2023).
• Population trend: Roughly 4.5% fewer residents than the 2020 Census counted.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 8% of the places in Alaska, with 64 residents in Akhiok.
• Population density: about 9 people per square mile (Census land area 7.4 sq mi).
• Land area: Akhiok covers 7.4 square miles, the 77th-largest area among Alaska's 149 places.
• Water area: Akhiok has 2.21 square miles of water, ranking 66th of 149 places in Alaska.
• State share: roughly 0.0% of Alaska's residents live in Akhiok (64 people).
• National rank: Akhiok is the 18,752nd most populous of the 19,457 Census places covered here.
• Growth in Alaska: Akhiok stands 106th by percentage change from 2020 to 2023, among 149 places.
• State comparison: Alaska's places average -3.1% for 2020-to-2023, against Akhiok's 4.5%.
• Density rank: Akhiok is the 121st most densely settled place in Alaska.
• Density vs Alaska: Akhiok's 9 people per square mile compare with a state median of 40.
• Location: it lies at 56.9483, -154.2153 in the Census Gazetteer.
• Nearest larger cities: Old Harbor (38 mi); Port Lions (81 mi); Kodiak (89 mi); Ouzinkie (94 mi). Online lenders reach Akhiok no matter how far the nearest branch is.
• Nearest smaller towns: Larsen Bay (41 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 4 places are larger than Akhiok.

Alaska rules behind a Akhiok personal loan

Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Akhiok lender must follow.

The anatomy of a Akhiok personal loan

Most loans made to Akhiok's 64 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Akhiok lender to disclose the APR and finance charge before you sign. Shortening the term on a Akhiok loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Steps to take before a Akhiok loan

Before you apply in Akhiok, a community of about 64, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Alaska licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Alaska; what changes is your credit file, not the fact that Akhiok holds 64 people.

Akhiok in state context

Akhiok is the 137th-largest of 149 Census places in Alaska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Akhiok stands 106th among Alaska's 149 places — roughly the 29th percentile. Its roughly 9 residents per square mile place it 121st among Alaska's places. By land area, its 7.4 square miles rank 77th of 149 places in Alaska.

How lenders reach Akhiok

Akhiok is sparsely settled, with about 9 people per square mile and 1 larger places within 50 miles. Lenders licensed in Alaska reach Akhiok's 64 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Old Harbor, AK about 38 miles away.