Personal loans in Nauvoo, AL
A personal loan in Nauvoo is priced from your credit file and income, not from the fact that the city holds 185 people. Judge Nauvoo offers on total cost, not on how quickly the money arrives.
With 185 residents, Nauvoo outranks about 11% of the communities in Alabama. To lend to Nauvoo's 185 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. The trend for Nauvoo between 2020 and 2023 is downward by roughly 1.1%. The closest larger place is Lynn, AL about 6 miles away.
Nauvoo by the numbers
Here is the sourced Census picture for Nauvoo, plus the Alabama lending rules that apply to a loan taken out here.
- Population: 185 people, a figure that places Nauvoo 410th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: about 11% of Alabama's Census places are smaller than Nauvoo.
- Population density: 187 people per square mile on 1.0 square miles of land.
- Land area: Nauvoo covers 1.0 square miles, the 420th-largest area among Alabama's 462 places.
- Share of Alabama: Nauvoo holds about 0.0% of the state's population, some 185 people.
- National rank: Nauvoo sits 16,706th by population among the 19,457 places in this dataset.
- Growth in Alabama: Nauvoo stands 291st by percentage change from 2020 to 2023, among 462 places.
- Versus Alabama: the state average change is +1.0%, while Nauvoo moved 1.1%.
- Density in Alabama: Nauvoo ranks 296th by people per square mile.
- Against the state median: Nauvoo runs about 187 residents per square mile, where the Alabama median is 259.
- Location: it lies at 33.9844, -87.4854 in the Census Gazetteer.
- Nearest larger cities: Lynn (6 mi); Carbon Hill (7 mi); Double Springs (13 mi); Jasper (15 mi); Glen Allen (16 mi). Larger metros often have more branches, but online lenders reach Nauvoo on the same terms.
- Smaller places nearby: Kansas (7 mi); Eldridge (9 mi); Natural Bridge (10 mi).
- Smaller neighbours: 7 places smaller than Nauvoo sit within 50 miles.
- At 100 miles: 290 larger Census places fall inside that radius.
Alabama consumer-lending rules applied in Nauvoo
This table holds the Alabama rate and licensing rules for consumer loans made to Nauvoo's 185 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
Nauvoo's place among Alabama's 462 places
Nauvoo is the 410th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 291st of 462 Alabama places, putting it near the 37th percentile for growth. Its roughly 187 residents per square mile place it 296th among Alabama's places. In land area, Nauvoo ranks 420th among Alabama's 462 places.
What is available to Nauvoo borrowers
At roughly 187 people per square mile, Nauvoo is lightly settled; 80 larger places lie within 50 miles. What is available to Nauvoo's 185 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lynn, AL about 6 miles away.
What to do before borrowing in Nauvoo
Before you hand your details to a lender in Nauvoo, where the population is near 185:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Alabama licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Nauvoo-specific: the same Alabama licensing and disclosure rules reach all 185 residents.
The anatomy of a Nauvoo personal loan
A Nauvoo personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 185 residents. Two numbers drive a Nauvoo loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Nauvoo loan is knowable in advance — unlike a revolving card balance.
Common questions
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What loan size can I expect in Nauvoo?
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Does comparing loans in Nauvoo cost me credit score points?
Nearby places
- Carbon Hill, AL — population 1,731
- Lynn, AL — population 618
- Kansas, AL — population 176
- Eldridge, AL — population 137
- Natural Bridge, AL — population 35
- Double Springs, AL — population 1,114
- Jasper, AL — population 14,448
- Glen Allen, AL — population 422