Personal loans in Natural Bridge, AL
With 35 residents, Natural Bridge outranks about 1% of the communities in Alabama. Census figures put the 2020-to-2023 increase in Natural Bridge at about 2.9%.
For a borrower among the roughly 35 residents of Natural Bridge, a personal loan is a tool whose cost turns on the terms, not the address. For the 35 people in Natural Bridge, Alabama runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Natural Bridge. The next larger city is Lynn, AL about 4 miles away.
Natural Bridge: the sourced local profile
What follows is Natural Bridge's place in the Census record, alongside the Alabama rules that govern a personal loan made here.
- Population: about 35 people live here, which puts Natural Bridge 457th of 462 Census places in Alabama (Vintage 2023).
- Population trend: Up about 2.9% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: Natural Bridge's 35 people outrank roughly 1% of the places in Alabama.
- Population density: 66 people per square mile on 0.5 square miles of land.
- Land area: Natural Bridge covers 0.5 square miles, the 450th-largest area among Alabama's 462 places.
- Share of Alabama: Natural Bridge holds about 0.0% of the state's population, some 35 people.
- National standing: Natural Bridge ranks 19,170th of 19,457 US places.
- Growth rank: Natural Bridge's 2020-to-2023 change ranks 97th of 462 places in Alabama.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Natural Bridge's 2.9%.
- Density rank: Natural Bridge places 432nd among Alabama's places by people per square mile.
- Density in context: Natural Bridge's 66 people per square mile sit against a Alabama median of 259.
- Location: mapped by the US Census Bureau at 34.0922, -87.6010.
- Nearest larger cities: Lynn (4 mi); Haleyville (10 mi); Nauvoo (10 mi); Brilliant (11 mi); Eldridge (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: McMullen (73 mi); Memphis (77 mi); Emelle (103 mi), each with its own Census population profile.
- Within a 50-mile radius: 0 smaller Census places.
- Within 100 miles: 315 places are larger than Natural Bridge.
Borrowing reach in Natural Bridge
At roughly 66 people per square mile, Natural Bridge is sparsely settled; 74 larger places lie within 50 miles. A Alabama licence lets a lender serve Natural Bridge without a local office, so branch density does not change what its 35 residents are offered. For a larger market, the closest option is Lynn, AL about 4 miles away.
How a Natural Bridge personal loan is priced
A Natural Bridge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 35 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Natural Bridge. Because the payment is fixed, the total cost of a Natural Bridge loan is knowable in advance — unlike a revolving card balance.
Natural Bridge against the rest of Alabama
Set beside Alabama's 462 places, Natural Bridge ranks 457th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 97th of 462 Alabama places, putting it near the 79th percentile for growth. Its roughly 66 residents per square mile place it 432nd among Alabama's places. By land area, its 0.5 square miles rank 450th of 462 places in Alabama.
Alabama rules behind a Natural Bridge personal loan
The rows below set out what a licensed lender must follow in Alabama, and so for Natural Bridge's roughly 35 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
Where Natural Bridge sits
The Census Gazetteer records about 0.5 square miles of land within Natural Bridge, with no significant water area listed. That land carries about 66 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 67 miles. Natural Bridge has 74 larger places within a 50-mile radius. The 100-mile radius contains 315 larger places.
Common questions
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Nearby places
- Lynn, AL — population 618
- Haleyville, AL — population 4,301
- Nauvoo, AL — population 185
- Eldridge, AL — population 137
- Brilliant, AL — population 830
- Kansas, AL — population 176
- Bear Creek, AL — population 1,056
- Carbon Hill, AL — population 1,731