Personal loans in Nassau, MN
Nassau, Minnesota — home to about 66 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. An estimated 66 people make their home in Nassau, a figure that ranks 802nd in Minnesota. From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Judge Nassau offers on total cost, not on how quickly the money arrives. The nearest larger city is Marietta, MN about 4 miles away. State law, not city hall, decides what a lender may do to Nassau's roughly 66 residents, and a state regulator supervises it.
Nassau: the sourced local profile
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: an estimated 66 residents, 802nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: roughly 6% of Minnesota's places have fewer residents than Nassau's 66.
- Population density: about 415 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Nassau covers 0.2 square miles, the 838th-largest area among Minnesota's 853 places.
- State population share: Nassau accounts for about 0.0% of everyone in Minnesota.
- National rank: Nassau is 18,726th of 19,457 places nationwide.
- Growth rank: Nassau's 2020-to-2023 change ranks 551st of 853 places in Minnesota.
- Against the state trend: Nassau's 1.5% change compares with a Minnesota average of +0.1% across its 853 places.
- Density in Minnesota: Nassau ranks 536th by people per square mile.
- Density vs Minnesota: Nassau's 415 people per square mile compare with a state median of 607.
- Location: the Census Gazetteer records it at 45.0677, -96.4418.
- Nearest larger cities: Marietta (4 mi); Revillo (7 mi); Bellingham (9 mi); La Bolt (11 mi); Madison (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Albee (6 mi); Louisburg (15 mi); Correll (18 mi).
- Smaller places within 50 miles: 10 of them.
- At 100 miles: 276 larger Census places fall inside that radius.
Nassau's place among Minnesota's 853 places
Nassau is the 802nd-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Nassau ranks 551st of 853 in Minnesota (about the 35th percentile). At about 415 people per square mile, Nassau is the 536th most densely settled place in Minnesota. Within 50 miles sit 10 smaller Census places, alongside the 66 that are larger.
How lenders reach Nassau
With about 415 residents per square mile, Nassau is lightly settled, and 66 larger Census places sit within 50 miles. Distance to a branch rarely matters for Nassau's 66 residents: the application is online and the price follows your credit file. The nearest bigger place is Marietta, MN about 4 miles away.
Land, water and location for Nassau
Nassau's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 415 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 155 miles away. A 50-mile radius around Nassau takes in 66 places that are larger. By land area it ranks 838th of 853 Minnesota places.
The Minnesota lending rules that reach Nassau
Read the table as a lender's compliance picture for Nassau: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Steps to take before a Nassau loan
Before you hand your details to a lender in Nassau, where the population is near 66:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Nassau and the rest of Minnesota is not the process but the borrower's own file, among the 66 people here.
Common questions
What are my options in Nassau if my credit is poor?
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Nearby places
- Marietta, MN — population 116
- Albee, SD — population 9
- Revillo, SD — population 98
- Bellingham, MN — population 143
- Odessa, MN — population 104
- La Bolt, SD — population 69
- Ortonville, MN — population 1,984
- Big Stone City, SD — population 410