Personal loans in Nassau, MN

Nassau, Minnesota — home to about 66 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. An estimated 66 people make their home in Nassau, a figure that ranks 802nd in Minnesota. From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Judge Nassau offers on total cost, not on how quickly the money arrives. The nearest larger city is Marietta, MN about 4 miles away. State law, not city hall, decides what a lender may do to Nassau's roughly 66 residents, and a state regulator supervises it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Nassau: the sourced local profile

Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.

Nassau's place among Minnesota's 853 places

Nassau is the 802nd-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Nassau ranks 551st of 853 in Minnesota (about the 35th percentile). At about 415 people per square mile, Nassau is the 536th most densely settled place in Minnesota. Within 50 miles sit 10 smaller Census places, alongside the 66 that are larger.

How lenders reach Nassau

With about 415 residents per square mile, Nassau is lightly settled, and 66 larger Census places sit within 50 miles. Distance to a branch rarely matters for Nassau's 66 residents: the application is online and the price follows your credit file. The nearest bigger place is Marietta, MN about 4 miles away.

Land, water and location for Nassau

Nassau's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 415 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 155 miles away. A 50-mile radius around Nassau takes in 66 places that are larger. By land area it ranks 838th of 853 Minnesota places.

The Minnesota lending rules that reach Nassau

Read the table as a lender's compliance picture for Nassau: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16

Steps to take before a Nassau loan

Before you hand your details to a lender in Nassau, where the population is near 66:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Minnesota regulator's licence records before you sign.
  5. Test the payment against your current bills before you commit.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Nassau and the rest of Minnesota is not the process but the borrower's own file, among the 66 people here.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Nassau if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Nassau is the same as anywhere in Minnesota.
What loan size can I expect in Nassau?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Nassau?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Nassau cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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