Personal loans in Marietta, MN

About 116 people live in Marietta, placing it 739th of 853 Census places in Minnesota. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Marietta loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Marietta's 116 residents. A larger market lies at Bellingham, MN about 11 miles away.

Where Marietta stands

What follows is Marietta's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: the Census counts 116 residents in Marietta (Vintage 2023 subcounty estimate), the 739th-largest figure among Minnesota's 853 places.
• Population trend: A loss of roughly 2.5% between 2020 and 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: with 116 residents, Marietta is larger than about 13% of Minnesota's Census places.
• Land and density: 0.4 square miles of land carry roughly 316 residents per square mile.
• Land area rank: Marietta's 0.4 square miles rank 756th of 853 places in Minnesota.
• Within Minnesota: about 0.0% of the state's population lives in Marietta.
• National rank: Marietta is 17,847th of 19,457 places nationwide.
• Growth in Minnesota: Marietta stands 681st by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Marietta moved 2.5%.
• Density rank: Marietta is the 600th most densely settled place in Minnesota.
• Against the state median: Marietta runs about 316 residents per square mile, where the Minnesota median is 607.
• Location: latitude 45.0105, longitude -96.4189 (Census Gazetteer).
• Nearest larger cities: Bellingham (11 mi); Madison (11 mi); Gary (15 mi); Milbank (18 mi); Dawson (19 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Nassau (4 mi); Albee (7 mi); Revillo (7 mi).
• Smaller neighbours: 25 places smaller than Marietta sit within 50 miles.
• At 100 miles: 234 larger Census places fall inside that radius.

What shapes a Marietta personal loan

Most loans made to Marietta's 116 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Marietta's 116 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Marietta loan is knowable in advance — unlike a revolving card balance.

How Marietta compares across Minnesota

Against Minnesota's other places, Marietta accounts for about 0.0% of the state's population and ranks 739th of 853 by size. Its 2020-to-2023 change ranks 681st of 853 Minnesota places, putting it near the 20th percentile for growth. At about 316 people per square mile, Marietta is the 600th most densely settled place in Minnesota. The population moved by about 3 people between 2020 and 2023, a 2.5% shift.

Borrowing reach in Marietta

Marietta is a lightly settled community of about 116 people, with 55 larger places inside a 50-mile radius. Distance to a branch rarely matters for Marietta's 116 residents: the application is online and the price follows your credit file. The nearest bigger place is Bellingham, MN about 11 miles away.

A practical checklist for Marietta borrowers

These steps shape the offer you get in Marietta, a place of about 116 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Marietta-specific: the same Minnesota licensing and disclosure rules reach all 116 residents.

The state rulebook for Marietta

Below are the Minnesota rules that apply to a loan made in Marietta, each with the regulator that issued it.