Personal loans in Mutual, OH

An estimated 127 people make their home in Mutual, a figure that ranks 879th in Ohio. Lenders active in Mutual report to a Ohio supervisor, identified in the sourced rows below. Mutual's population held flat through the 2020-to-2023 comparison. For a bigger market, look to Mechanicsburg, OH about 4 miles away.

Borrowing in Mutual: the local picture

What follows is Mutual's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: 127 residents; Mutual is the 879th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: About level with the 2020 Census.
• Size percentile: bigger than about 5% of the places in Ohio, with 127 residents in Mutual.
• Density: roughly 941 residents per square mile, spread over 0.1 sq mi of land.
• Land area: Mutual covers 0.1 square miles, the 888th-largest area among Ohio's 924 places.
• Share of state population: Mutual's 127 residents are about 0.0% of Ohio.
• National rank: Mutual is the 17,659th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Mutual stands 261st by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while Mutual moved 0.0%.
• Density in Ohio: Mutual ranks 628th by people per square mile.
• Density vs Ohio: Mutual's 941 people per square mile compare with a state median of 1,289.
• Location: latitude 40.0794, longitude -83.6369 (Census Gazetteer).
• Nearest larger cities: Mechanicsburg (4 mi); Catawba (6 mi); Urbana (7 mi); Woodstock (9 mi); South Vienna (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Octa (32 mi); Milledgeville (34 mi); Brice (44 mi).
• Smaller places within 50 miles: 7 of them.
• Within 100 miles: 632 places are larger than Mutual.

Mutual against the rest of Ohio

Mutual is the 879th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mutual stands 261st among Ohio's 924 places — roughly the 72th percentile. By density, at about 941 people per square mile, it ranks 628th in Ohio. Within 50 miles sit 7 smaller Census places, alongside the 171 that are larger.

Land, water and location for Mutual

Mutual's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. With 127 residents, the land area yields roughly 941 people per square mile. The state's population centre of gravity, Columbus, is roughly 35 miles away. Counting outward 50 miles, 171 larger communities surround Mutual. By land area it ranks 888th of 924 Ohio places.

The anatomy of a Mutual personal loan

A Mutual personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 127 residents. Federal Truth in Lending rules require a Mutual lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Mutual loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Ohio laws govern a loan in Mutual

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Mutual lender must follow.

What is available to Mutual borrowers

Mutual is moderately settled, with about 941 people per square mile and 171 larger places within 50 miles. Lenders licensed in Ohio reach Mutual's 127 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Mechanicsburg, OH about 4 miles away.