Personal loans in Tremont City, OH
About 346 people live in Tremont City, placing it 734th of 924 Census places in Ohio. For a borrower among the roughly 346 residents of Tremont City, a personal loan is a tool whose cost turns on the terms, not the address.
Population in Tremont City dropped about 2.0% over the three years from 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tremont City loan. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Tremont City as from the rest of the state. The closest larger city is North Hampton, OH about 6 miles away.
Tremont City: the sourced local profile
Tremont City is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 346 people, a figure that places Tremont City 734th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: About 2.0% below the 2020 Census base.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: about 21% of Ohio communities are smaller than Tremont City (346 residents).
- Land and density: 0.2 square miles of land carry roughly 1,566 residents per square mile.
- Land area: Tremont City covers 0.2 square miles, the 840th-largest area among Ohio's 924 places.
- Share of Ohio: Tremont City holds about 0.0% of the state's population, some 346 people.
- National rank: Tremont City is 14,633rd of 19,457 places nationwide.
- Growth rank: Tremont City ranks 717th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Tremont City's 2.0% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Tremont City places 330th among Ohio's places by people per square mile.
- Density in context: Tremont City's 1,566 people per square mile sit against a Ohio median of 1,289.
- Location: 40.0139 / -83.8384, per the US Census Bureau Gazetteer.
- Nearest larger cities: North Hampton (6 mi); Springfield (6 mi); Urbana (8 mi); St. Paris (10 mi); Christiansburg (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Donnelsville (9 mi); Catawba (11 mi); Mutual (12 mi).
- Smaller neighbours: 41 places smaller than Tremont City sit within 50 miles.
- At 100 miles: 510 larger Census places fall inside that radius.
Where Tremont City sits in Ohio
Set beside Ohio's 924 places, Tremont City ranks 734th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Tremont City ranks 717th of 924 in Ohio (about the 22th percentile). At about 1,566 people per square mile, Tremont City is the 330th most densely settled place in Ohio. In land area, Tremont City ranks 840th among Ohio's 924 places.
What a Tremont City borrower is actually offered
With roughly 346 residents, Tremont City is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Tremont City. The term you choose in Tremont City decides the split between a comfortable payment and the total interest you pay.
Tremont City: area, density and distance
Tremont City's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,566 people per square mile. For the state's biggest city, Columbus, the distance is roughly 45 miles. Within 50 miles of Tremont City there are 146 larger Census places. The 100-mile radius contains 510 larger places.
What is available to Tremont City borrowers
At roughly 1,566 people per square mile, Tremont City is moderately settled; 146 larger places lie within 50 miles. A Ohio licence lets a lender serve Tremont City without a local office, so branch density does not change what its 346 residents are offered. The nearest larger city, North Hampton, OH about 6 miles away.
What Ohio law requires in Tremont City
This table holds the Ohio rate and licensing rules for consumer loans made to Tremont City's 346 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Springfield, OH — population 58,082
- North Hampton, OH — population 455
- Urbana, OH — population 11,161
- Donnelsville, OH — population 255
- St. Paris, OH — population 1,885
- Enon, OH — population 2,437
- Christiansburg, OH — population 501
- New Carlisle, OH — population 5,494