Personal loans in Murtaugh, ID
Two households in Murtaugh with comparable incomes can still be offered different rates; the city's 121 residents are not the reason. About 121 people live in Murtaugh, placing it 182nd of 197 Census places in Idaho.
Read the disclosure for an origination fee and any prepayment penalty before signing in Murtaugh. Murtaugh gained roughly 4.3% in population across the 2020-to-2023 comparison. For the 121 people in Murtaugh, Idaho runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Hazelton, ID about 7 miles away.
What the Census records for Murtaugh
Most of what governs a Murtaugh loan is written in Idaho law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 121, 182nd among Idaho's 197 places (Vintage 2023).
- Population trend: Up about 4.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: bigger than about 8% of the places in Idaho, with 121 residents in Murtaugh.
- Density: roughly 538 residents per square mile, spread over 0.2 sq mi of land.
- Land area: Murtaugh covers 0.2 square miles, the 176th-largest area among Idaho's 197 places.
- Within Idaho: about 0.0% of the state's population lives in Murtaugh.
- National rank: Murtaugh is the 17,763rd most populous of the 19,457 Census places covered here.
- Growth in Idaho: Murtaugh stands 118th by percentage change from 2020 to 2023, among 197 places.
- Against the state trend: Murtaugh's 4.3% change compares with a Idaho average of +7.1% across its 197 places.
- Density rank: Murtaugh is the 152nd most densely settled place in Idaho.
- Density vs Idaho: Murtaugh's 538 people per square mile compare with a state median of 1,026.
- Location: it lies at 42.4917, -114.1623 in the Census Gazetteer.
- Nearest larger cities: Hazelton (7 mi); Hansen (8 mi); Eden (8 mi); Kimberly (11 mi); Twin Falls (16 mi). Online lenders reach Murtaugh no matter how far the nearest branch is.
- Nearest smaller towns: Minidoka (39 mi); Butte City (90 mi); Oxford (111 mi) — useful context for the surrounding area.
- Smaller neighbours: 1 places smaller than Murtaugh sit within 50 miles.
- Larger places within 100 miles: 44.
Getting a loan in Murtaugh
At roughly 538 people per square mile, Murtaugh is moderately settled; 26 larger places lie within 50 miles. Distance to a branch rarely matters for Murtaugh's 121 residents: the application is online and the price follows your credit file. The nearest larger city, Hazelton, ID about 7 miles away.
Idaho consumer-lending rules applied in Murtaugh
Every row below records a Idaho rule, its publisher and its retrieval date — the same rules a Murtaugh lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
Inside a Murtaugh personal loan
Murtaugh is a small community of about 121 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Murtaugh loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Murtaugh loan is knowable in advance — unlike a revolving card balance.
Where Murtaugh sits in Idaho
Among Idaho's 197 places, Murtaugh sits at 182nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Murtaugh stands 118th among Idaho's 197 places — roughly the 40th percentile. At about 538 people per square mile, Murtaugh is the 152nd most densely settled place in Idaho. The population moved by about 5 people between 2020 and 2023, a 4.3% shift.
The geography behind Murtaugh
Murtaugh covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 538 people per square mile. The largest place in Idaho, Boise City, lies about 129 miles away. Murtaugh has 26 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.
Common questions
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Nearby places
- Hazelton, ID — population 813
- Eden, ID — population 402
- Hansen, ID — population 1,112
- Kimberly, ID — population 5,359
- Twin Falls, ID — population 54,943
- Burley, ID — population 12,146
- Oakley, ID — population 816
- Paul, ID — population 1,725