Personal loans in Burley, ID
Personal loans in Burley are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 12,146 population.
Consumer lending that reaches Burley's 12,146 residents is governed by Idaho statute; no city ordinance changes it. Burley is home to roughly 12,146 people and stands 23rd by size out of 197 Census places in Idaho. For a community of about 12,146, the practical step is to compare APR across at least three lenders before committing. The trend for Burley between 2020 and 2023 is upward by roughly 3.6%. The nearest larger metro is Twin Falls, ID about 34 miles away.
Burley: the sourced local profile
Burley is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 12,146 residents, 23rd of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 3.6%.
- People gained or lost: about 423 more since the 2020 base.
- Size percentile: Burley sits ahead of around 88% of Idaho places, at 12,146 people.
- Population density: about 1,796 people per square mile (Census land area 6.8 sq mi).
- Land area rank: Burley's 6.8 square miles rank 25th of 197 places in Idaho.
- Water area: Burley has 0.33 square miles of water, ranking 10th of 197 places in Idaho.
- State population share: Burley accounts for about 0.9% of everyone in Idaho.
- National rank: Burley is 2,755th of 19,457 places nationwide.
- Growth rank: Burley ranks 136th among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while Burley moved 3.6%.
- Density rank: Burley is the 56th most densely settled place in Idaho.
- Density vs Idaho: Burley's 1,796 people per square mile compare with a state median of 1,026.
- Location: it lies at 42.5374, -113.7913 in the Census Gazetteer.
- Nearest larger cities: Twin Falls (34 mi); Jerome (39 mi); Pocatello (71 mi); Chubbuck (73 mi); Blackfoot (86 mi). Lenders licensed in the state serve Burley whether or not they keep a local branch.
- Nearest smaller towns: Heyburn (2 mi); Paul (5 mi); Rupert (8 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 22 smaller Census places.
- Within 100 miles: 6 places are larger than Burley.
The Idaho lending rules that reach Burley
Below are the Idaho rules that apply to a loan made in Burley, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
Burley: area, density and distance
Burley covers about 6.8 square miles of land, with 0.33 square miles of water inside its boundaries (Census Gazetteer). With 12,146 residents, the land area yields roughly 1,796 people per square mile. For the state's biggest city, Boise City, the distance is roughly 143 miles. Within 50 miles of Burley there are 2 larger Census places. The 100-mile radius contains 6 larger places.
What to do before borrowing in Burley
Before you hand your details to a lender in Burley, where the population is near 12,146:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Idaho regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
In Burley as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 12,146 residents.
Where Burley sits in Idaho
Within Idaho, Burley holds roughly 0.9% of all residents, the 23rd-largest share among 197 places. On the 2020-to-2023 trend, Burley stands 136th among Idaho's 197 places — roughly the 31th percentile. Its roughly 1,796 residents per square mile place it 56th among Idaho's places. Within 50 miles sit 22 smaller Census places, alongside the 2 that are larger.
What is available to Burley borrowers
Burley is a moderately settled community of about 12,146 people, with 2 larger places inside a 50-mile radius. What is available to Burley's 12,146 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Twin Falls, ID about 34 miles away.
Common questions
What are my options in Burley if my credit is poor?
What loan size can I expect in Burley?
Do I have to pledge anything to borrow in Burley?
Does comparing loans in Burley cost me credit score points?
Nearby places
- Heyburn, ID — population 3,726
- Paul, ID — population 1,725
- Rupert, ID — population 6,324
- Declo, ID — population 354
- Acequia, ID — population 136
- Albion, ID — population 245
- Oakley, ID — population 816
- Hazelton, ID — population 813