Personal loans in Albion, ID

Rate-shopping from Albion costs nothing at pre-qualification, where a soft pull leaves your credit file alone. With an estimated 245 residents, Albion is the 162nd-largest of 197 places in Idaho. Lenders active in Albion report to a Idaho supervisor, identified in the sourced rows below. The 2020 count to the 2023 estimate shows about 4.3% growth in Albion. For a bigger market, look to Declo, ID about 8 miles away.

Albion by the numbers

Here is the sourced Census picture for Albion, plus the Idaho lending rules that apply to a loan taken out here.

• Population: 245 residents; Albion is the 162nd-largest of 197 places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 4.3% from 2020 to 2023.
• People gained or lost: about 10 more since the 2020 base.
• Size percentile: Albion's 245 people outrank roughly 18% of the places in Idaho.
• Population density: about 520 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Albion ranks 154th among Idaho's 197 places, at 0.5 sq mi.
• Share of Idaho: Albion holds about 0.0% of the state's population, some 245 people.
• Nationally: Albion is the 15,826th-largest of 19,457 Census places in the dataset.
• Growth rank: Albion ranks 121st among Idaho's 197 places for the 2020-to-2023 change.
• Versus Idaho: the state average change is +7.1%, while Albion moved 4.3%.
• Density in Idaho: Albion ranks 155th by people per square mile.
• Density in context: Albion's 520 people per square mile sit against a Idaho median of 1,026.
• Location: 42.4098, -113.5804 (US Census Bureau Gazetteer).
• Nearest larger cities: Declo (8 mi); Burley (14 mi); Heyburn (14 mi); Rupert (15 mi); Paul (17 mi). Larger metros often have more branches, but online lenders reach Albion on the same terms.
• Smaller communities within reach: Malta (13 mi); Acequia (18 mi); Minidoka (24 mi).
• Within a 50-mile radius: 4 smaller Census places.
• At 100 miles: 71 larger Census places fall inside that radius.

What shapes a Albion personal loan

In Albion, a small community of about 245, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Albion's 245 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Albion loan is knowable in advance — unlike a revolving card balance.

Idaho consumer-lending rules applied in Albion

This table holds the Idaho rate and licensing rules for consumer loans made to Albion's 245 residents.

How Albion compares across Idaho

Set beside Idaho's 197 places, Albion ranks 162nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Albion ranks 121st of 197 in Idaho (about the 39th percentile). Its roughly 520 residents per square mile place it 155th among Idaho's places. The population moved by about 10 people between 2020 and 2023, a 4.3% shift.

Getting a loan in Albion

With about 520 residents per square mile, Albion is moderately settled, and 14 larger Census places sit within 50 miles. What is available to Albion's 245 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Declo, ID about 8 miles away.

Land, water and location for Albion

Albion's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 520 people per square mile. The state's population centre of gravity, Boise City, is roughly 157 miles away. Albion has 14 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.