Personal loans in Morris, OK
Two households in Morris with comparable incomes can still be offered different rates; the city's 1,321 residents are not the reason. With an estimated 1,321 residents, Morris is the 177th-largest of 590 places in Oklahoma.
From the 2020 Census base to the 2023 estimate, the population rose by about 1.1%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Morris's 1,321 residents. Price two or three terms so you can see which payment is truly affordable in Morris. For a bigger market, look to Okmulgee, OK about 5 miles away.
The Morris data picture
Two layers matter for a Morris borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: a Census-estimated 1,321, 177th among Oklahoma's 590 places (Vintage 2023).
- Population trend: Up about 1.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 15 more since the 2020 base.
- Size percentile: roughly 70% of Oklahoma's places have fewer residents than Morris's 1,321.
- Density: the Census land area of 1.2 sq mi holds about 1,083 people per square mile.
- By land area: Morris ranks 300th among Oklahoma's 590 places, at 1.2 sq mi.
- Water area: Morris has 0.05 square miles of water, ranking 109th of 590 places in Oklahoma.
- State population share: Morris accounts for about 0.0% of everyone in Oklahoma.
- Nationally: Morris is the 9,201st-largest of 19,457 Census places in the dataset.
- Growth in Oklahoma: Morris stands 249th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Morris's 1.1% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Morris places 86th among Oklahoma's places by people per square mile.
- Density in context: Morris's 1,083 people per square mile sit against a Oklahoma median of 546.
- Location: 35.6052 / -95.8608, per the US Census Bureau Gazetteer.
- Nearest larger cities: Okmulgee (5 mi); Henryetta (13 mi); Haskell (18 mi); Checotah (21 mi); Bixby (24 mi). Lenders licensed in the state serve Morris whether or not they keep a local branch.
- Nearest smaller towns: Grayson (7 mi); Hoffman (8 mi); Schulter (8 mi).
- Smaller neighbours: 62 places smaller than Morris sit within 50 miles.
- Larger places within 100 miles: 126.
Getting a loan in Morris
Morris is a moderately settled community of about 1,321 people, with 34 larger places inside a 50-mile radius. What is available to Morris's 1,321 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Okmulgee, OK about 5 miles away.
The geography behind Morris
The Census Gazetteer records 1.2 square miles of land and 0.05 square miles of water within Morris. Spread across it are roughly 1,083 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 93 miles from Morris. A 50-mile radius around Morris takes in 34 places that are larger. Within the same 50 miles lie 62 smaller Census places.
Morris in state context
Against Oklahoma's other places, Morris accounts for about 0.0% of the state's population and ranks 177th of 590 by size. On the 2020-to-2023 trend, Morris stands 249th among Oklahoma's 590 places — roughly the 58th percentile. Its roughly 1,083 residents per square mile place it 86th among Oklahoma's places. By land area, its 1.2 square miles rank 300th of 590 places in Oklahoma.
Oklahoma rules behind a Morris personal loan
The rows below set out what a licensed lender must follow in Oklahoma, and so for Morris's roughly 1,321 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What shapes a Morris personal loan
Most loans made to Morris's 1,321 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Morris's 1,321 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Morris loan is knowable in advance — unlike a revolving card balance.
Common questions
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What loan size can I expect in Morris?
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Does comparing loans in Morris cost me credit score points?
Nearby places
- Okmulgee, OK — population 11,376
- Grayson, OK — population 135
- Hoffman, OK — population 87
- Schulter, OK — population 429
- Hitchita, OK — population 63
- Dewar, OK — population 759
- Henryetta, OK — population 5,612
- Boynton, OK — population 163