Personal loans in Dewar, OK
A lender serving Dewar holds a Oklahoma licence and answers to a Oklahoma regulator; no city office is involved for its 759 residents. A lender that serves Dewar operates under Oklahoma lending statutes and a Oklahoma supervisor.
With 759 residents, Dewar outranks about 59% of the communities in Oklahoma. Price two or three terms so you can see which payment is truly affordable in Dewar. Population in Dewar climbed about 0.4% over the three years from 2020 to 2023. A larger market lies at Henryetta, OK about 2 miles away.
The Dewar data picture
Dewar is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 759 residents in Dewar (Vintage 2023 subcounty estimate), the 243rd-largest figure among Oklahoma's 590 places.
- Population trend: Higher by roughly 0.4% since the 2020 count.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: Dewar's 759 people outrank roughly 59% of the places in Oklahoma.
- Population density: 750 people per square mile on 1.0 square miles of land.
- Land area rank: Dewar's 1.0 square miles rank 324th of 590 places in Oklahoma.
- Share of Oklahoma: Dewar holds about 0.0% of the state's population, some 759 people.
- National rank: Dewar sits 11,418th by population among the 19,457 places in this dataset.
- Growth rank: Dewar ranks 309th among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Dewar moved 0.4%.
- Density rank: Dewar places 192nd among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Dewar's 750 people per square mile compare with a state median of 546.
- Location: 35.4579, -95.9491 (Census Gazetteer coordinates).
- Nearest larger cities: Henryetta (2 mi); Morris (11 mi); Okmulgee (12 mi); Weleetka (13 mi); Okemah (20 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Schulter (4 mi); Grayson (5 mi); Hoffman (6 mi).
- Within a 50-mile radius: 55 smaller Census places.
- Larger places within 100 miles: 155.
Land, water and location for Dewar
Inside Dewar's boundaries lie about 1.0 square miles of land, with no significant water area recorded. Spread across it are roughly 750 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 88 miles from Dewar. A 50-mile radius around Dewar takes in 40 places that are larger. The 100-mile radius contains 155 larger places.
Where Dewar sits in Oklahoma
Dewar is the 243rd-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dewar ranks 309th of 590 in Oklahoma (about the 48th percentile). At about 750 people per square mile, Dewar is the 192nd most densely settled place in Oklahoma. The population moved by about 3 people between 2020 and 2023, a 0.4% shift.
Which Oklahoma laws govern a loan in Dewar
Below are the Oklahoma rules that apply to a loan made in Dewar, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Borrowing reach in Dewar
At roughly 750 people per square mile, Dewar is moderately settled; 40 larger places lie within 50 miles. Distance to a branch rarely matters for Dewar's 759 residents: the application is online and the price follows your credit file. The nearest bigger place is Henryetta, OK about 2 miles away.
The Dewar borrowing checklist
For Dewar's roughly 759 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Dewar as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 759 residents.
Common questions
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Nearby places
- Henryetta, OK — population 5,612
- Schulter, OK — population 429
- Grayson, OK — population 135
- Hoffman, OK — population 87
- Okmulgee, OK — population 11,376
- Morris, OK — population 1,321
- Dustin, OK — population 326
- Hitchita, OK — population 63