Personal loans in Mondovi, WI
Roughly 2,848 residents live in Mondovi, the 219th-largest community in Wisconsin. Population in Mondovi climbed about 0.2% over the three years from 2020 to 2023.
Two households in Mondovi with comparable incomes can still be offered different rates; the city's 2,848 residents are not the reason. State law, not city hall, decides what a lender may do to Mondovi's roughly 2,848 residents, and a state regulator supervises it. Rate-shopping from Mondovi costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Eau Claire, WI about 19 miles away.
Mondovi: population, trend and location
What follows is Mondovi's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 2,848 residents; Mondovi is the 219th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: bigger than about 64% of the places in Wisconsin, with 2,848 residents in Mondovi.
- Density: the Census land area of 3.9 sq mi holds about 731 people per square mile.
- Land area rank: Mondovi's 3.9 square miles rank 184th of 605 places in Wisconsin.
- Water area: Mondovi has 0.09 square miles of water, ranking 196th of 605 places in Wisconsin.
- Share of Wisconsin: Mondovi holds about 0.1% of the state's population, some 2,848 people.
- National rank: Mondovi is 6,435th of 19,457 places nationwide.
- Growth in Wisconsin: Mondovi stands 242nd by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Mondovi's 0.2%.
- Density rank: Mondovi is the 325th most densely settled place in Wisconsin.
- Density vs Wisconsin: Mondovi's 731 people per square mile compare with a state median of 800.
- Location: 44.5703 / -91.6669, per the US Census Bureau Gazetteer.
- Nearest larger cities: Eau Claire (19 mi); Altoona (19 mi); Arcadia (24 mi); Menomonie (25 mi); Lake Hallie (25 mi). Larger metros often have more branches, but online lenders reach Mondovi on the same terms.
- Nearest smaller places: Eleva (10 mi); Strum (14 mi); Durand (15 mi).
- Smaller places within 50 miles: 68 of them.
- Within 100 miles: 156 places are larger than Mondovi.
Steps to take before a Mondovi loan
Before you hand your details to a lender in Mondovi, where the population is near 2,848:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Mondovi-specific: the same Wisconsin licensing and disclosure rules reach all 2,848 residents.
Mondovi: area, density and distance
Mondovi covers about 3.9 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). With 2,848 residents, the land area yields roughly 731 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 212 miles away. Mondovi has 18 larger places within a 50-mile radius. The 100-mile radius contains 156 larger places.
Getting a loan in Mondovi
Mondovi is a moderately settled community of about 2,848 people, with 18 larger places inside a 50-mile radius. Distance to a branch rarely matters for Mondovi's 2,848 residents: the application is online and the price follows your credit file. The nearest larger city, Eau Claire, WI about 19 miles away.
Mondovi in state context
Against Wisconsin's other places, Mondovi accounts for about 0.1% of the state's population and ranks 219th of 605 by size. Its 2020-to-2023 change ranks 242nd of 605 Wisconsin places, putting it near the 60th percentile for growth. At about 731 people per square mile, Mondovi is the 325th most densely settled place in Wisconsin. By land area, its 3.9 square miles rank 184th of 605 places in Wisconsin.
What Wisconsin law requires in Mondovi
The rows below set out what a licensed lender must follow in Wisconsin, and so for Mondovi's roughly 2,848 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Eleva, WI — population 683
- Strum, WI — population 1,057
- Durand, WI — population 1,843
- Eau Claire, WI — population 70,542
- Elk Mound, WI — population 986
- Altoona, WI — population 9,287
- Alma, WI — population 717
- Independence, WI — population 1,472