Personal loans in Durand, WI

If you are weighing a personal loan in Durand, start from the payment you can carry; its 1,843 residents face the same statewide rules. An estimated 1,843 people make their home in Durand, a figure that ranks 269th in Wisconsin. Durand shed about 0.4% of its population between the 2020 base and the 2023 estimate. For the 1,843 people in Durand, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Durand. Borrowers who want a bigger city can look to Mondovi, WI about 15 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Durand: population, trend and location

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

Land, water and location for Durand

The Census Gazetteer records about 1.7 square miles of land within Durand, with no significant water area listed. Spread across it are roughly 1,054 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 226 miles away. Counting outward 50 miles, 34 larger communities surround Durand. By land area it ranks 350th of 605 Wisconsin places.

How lenders reach Durand

At roughly 1,054 people per square mile, Durand is moderately settled; 34 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Durand's 1,843 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mondovi, WI about 15 miles away.

Wisconsin rules behind a Durand personal loan

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Durand lender must follow.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

How Durand compares across Wisconsin

Set beside Wisconsin's 605 places, Durand ranks 269th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Durand stands 320th among Wisconsin's 605 places — roughly the 47th percentile. At about 1,054 people per square mile, Durand is the 208th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 7 residents.

What to do before borrowing in Durand

Before you hand your details to a lender in Durand, where the population is near 1,843:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Make sure the lender appears in the Wisconsin regulator's licence list.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

What differs between Durand and the rest of Wisconsin is not the process but the borrower's own file, among the 1,843 people here.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Durand if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Durand is the same as anywhere in Wisconsin.
What loan size can I expect in Durand?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Durand?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Durand cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related