Personal loans in Mondamin, IA
Mondamin is a small community of about 337 residents, and a personal loan taken out here is governed by Iowa statute. An estimated 337 people make their home in Mondamin, a figure that ranks 538th in Iowa. A 2020-to-2023 comparison shows Mondamin down by about 0.3%. Lenders active in Mondamin report to a Iowa supervisor, identified in the sourced rows below. Read the disclosure for an origination fee and any prepayment penalty before signing in Mondamin. A larger market lies at Tekamah, NE about 11 miles away.
What the Census records for Mondamin
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: a Census-estimated 337, 538th among Iowa's 940 places (Vintage 2023).
- Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 43% of Iowa places rank below Mondamin.
- Population density: about 746 people per square mile (Census land area 0.5 sq mi).
- By land area: Mondamin ranks 682nd among Iowa's 940 places, at 0.5 sq mi.
- State population share: Mondamin accounts for about 0.0% of everyone in Iowa.
- National rank: Mondamin sits 14,720th by population among the 19,457 places in this dataset.
- Growth rank: Mondamin ranks 315th among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Mondamin's 0.3% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Mondamin is the 423rd most densely settled place in Iowa.
- Density in context: Mondamin's 746 people per square mile sit against a Iowa median of 672.
- Location: the Census Gazetteer records it at 41.7100, -96.0215.
- Nearest larger cities: Tekamah (11 mi); Missouri Valley (12 mi); Logan (13 mi); Blair (13 mi); Woodbine (16 mi). Larger metros often have more branches, but online lenders reach Mondamin on the same terms.
- Smaller places nearby: Modale (6 mi); Little Sioux (7 mi); Magnolia (8 mi).
- Smaller places within 50 miles: 55 of them.
- Larger places within 100 miles: 245.
How Mondamin compares across Iowa
Mondamin is the 538th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Mondamin ranks 315th of 940 in Iowa (about the 66th percentile). Its roughly 746 residents per square mile place it 423rd among Iowa's places. Within 50 miles sit 55 smaller Census places, alongside the 72 that are larger.
What Iowa law requires in Mondamin
Below are the Iowa rules that apply to a loan made in Mondamin, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Land, water and location for Mondamin
The Census Gazetteer records about 0.5 square miles of land within Mondamin, with no significant water area listed. Spread across it are roughly 746 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 125 miles away. Counting outward 50 miles, 72 larger communities surround Mondamin. Within the same 50 miles lie 55 smaller Census places.
What to do before borrowing in Mondamin
Complete these steps first when you borrow in Mondamin (337 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Iowa regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Mondamin-specific: the same Iowa licensing and disclosure rules reach all 337 residents.
Inside a Mondamin personal loan
A Mondamin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 337 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mondamin. A longer term lowers the monthly payment on a Mondamin loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Modale, IA — population 280
- Little Sioux, IA — population 170
- Magnolia, IA — population 188
- Pisgah, IA — population 245
- Missouri Valley, IA — population 2,656
- Herman, NE — population 246
- Blair, NE — population 7,967
- Tekamah, NE — population 1,715