Personal loans in Blair, NE
A personal loan in Blair is priced from your credit file and income, not from the fact that the city holds 7,967 people.
For the 7,967 people in Blair, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census estimates 7,967 residents in Blair, which ranks it 21st of 527 places in Nebraska. Decide the purpose of the loan and your repayment plan before sharing any details with a Blair lender. The trend for Blair between 2020 and 2023 is upward by roughly 2.2%. The closest larger city is Fremont, NE about 20 miles away.
Where Blair stands
Blair is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 7,967 people live here, which puts Blair 21st of 527 Census places in Nebraska (Vintage 2023).
- Population trend: Up about 2.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 174 residents added between 2020 and 2023.
- Size percentile: Blair sits ahead of around 96% of Nebraska places, at 7,967 people.
- Density: the Census land area of 5.5 sq mi holds about 1,446 people per square mile.
- Land area: Blair covers 5.5 square miles, the 20th-largest area among Nebraska's 527 places.
- Water: Blair holds about 0.02 square miles, the 38th-largest water area in Nebraska.
- Share of Nebraska: Blair holds about 0.5% of the state's population, some 7,967 people.
- National rank: Blair is 3,695th of 19,457 places nationwide.
- Growth rank: Blair's 2020-to-2023 change ranks 63rd of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Blair's 2.2%.
- Density rank: Blair places 93rd among Nebraska's places by people per square mile.
- Density vs Nebraska: Blair's 1,446 people per square mile compare with a state median of 830.
- Location: 41.5416 / -96.1353, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fremont (20 mi); Omaha (20 mi); La Vista (25 mi); Council Bluffs (26 mi); Papillion (28 mi). Lenders licensed in the state serve Blair whether or not they keep a local branch.
- Smaller places nearby: Kennard (6 mi); Fort Calhoun (8 mi); Modale (8 mi).
- Within a 50-mile radius: 123 smaller Census places.
- Within 100 miles: 19 places are larger than Blair.
Which Nebraska laws govern a loan in Blair
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Blair lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
A pre-application checklist for Blair
A sensible order of operations for a loan in Blair, home to about 7,967 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Nebraska regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Blair and the rest of Nebraska is not the process but the borrower's own file, among the 7,967 people here.
How a Blair personal loan is priced
A Blair personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 7,967 residents. Because pricing is borrower-level, two people in Blair can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Blair loan is knowable in advance — unlike a revolving card balance.
Blair against the rest of Nebraska
Blair is the 21st-largest of 527 Census places in Nebraska and contains about 0.5% of the state's people. For population change between 2020 and 2023, Blair ranks 63rd of 527 in Nebraska (about the 88th percentile). At about 1,446 people per square mile, Blair is the 93rd most densely settled place in Nebraska. The population moved by about 174 people between 2020 and 2023, a 2.2% shift.
Blair on the map
Blair's land area is about 5.5 square miles; a further 0.02 square miles is water. Spread across it are roughly 1,446 residents per square mile. The state's population centre of gravity, Omaha, is roughly 20 miles away. Counting outward 50 miles, 7 larger communities surround Blair. The 100-mile radius contains 19 larger places.
Common questions
What are my options in Blair if my credit is poor?
What loan size can I expect in Blair?
Do I have to pledge anything to borrow in Blair?
Does comparing loans in Blair cost me credit score points?
Nearby places
- Kennard, NE — population 373
- Fort Calhoun, NE — population 1,099
- Modale, IA — population 280
- Herman, NE — population 246
- Washington, NE — population 131
- Bennington, NE — population 1,966
- Mondamin, IA — population 337
- Missouri Valley, IA — population 2,656