Personal loans in Miltona, MN

For a borrower among the roughly 438 residents of Miltona, a personal loan is a tool whose cost turns on the terms, not the address. Use the calculator on this page to price an amount and term before you commit in Miltona. Every figure below is Minnesota's own, applied to Miltona's 438 residents, with the publisher and retrieval date attached. For a bigger market, look to Carlos, MN about 5 miles away.

Local context for Miltona

What follows is Miltona's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: about 438 people live here, which puts Miltona 518th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: Up about 1.9% from the 2020 Census base to the 2023 estimate.
• Absolute change: 8 residents added between 2020 and 2023.
• Size percentile: bigger than about 39% of the places in Minnesota, with 438 residents in Miltona.
• Land and density: 0.7 square miles of land carry roughly 653 residents per square mile.
• Land area: Miltona covers 0.7 square miles, the 627th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Miltona.
• National rank: Miltona sits 13,716th by population among the 19,457 places in this dataset.
• Growth rank: Miltona's 2020-to-2023 change ranks 179th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Miltona's 1.9%.
• Density in Minnesota: Miltona ranks 401st by people per square mile.
• Against the state median: Miltona runs about 653 residents per square mile, where the Minnesota median is 607.
• Location: 46.0463 / -95.2932, per the US Census Bureau Gazetteer.
• Nearest larger cities: Carlos (5 mi); Parkers Prairie (8 mi); Alexandria (12 mi); Osakis (14 mi); Eagle Bend (15 mi). Larger metros often have more branches, but online lenders reach Miltona on the same terms.
• Smaller communities close by: Nelson (11 mi); Urbank (12 mi); Garfield (12 mi), each with its own Census population profile.
• Smaller neighbours: 56 places smaller than Miltona sit within 50 miles.
• At 100 miles: 168 larger Census places fall inside that radius.

The Miltona borrowing checklist

These steps shape the offer you get in Miltona, a place of about 438 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Minnesota; what changes is your credit file, not the fact that Miltona holds 438 people.

What a Miltona borrower is actually offered

In Miltona, a small community of about 438, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Miltona's 438 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Miltona loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Miltona sits

The Census Gazetteer records about 0.7 square miles of land within Miltona, with no significant water area listed. That land carries about 653 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 123 miles away. Counting outward 50 miles, 41 larger communities surround Miltona. The 100-mile radius contains 168 larger places.

Where Miltona sits in Minnesota

Against Minnesota's other places, Miltona accounts for about 0.0% of the state's population and ranks 518th of 853 by size. On the 2020-to-2023 trend, Miltona stands 179th among Minnesota's 853 places — roughly the 79th percentile. At about 653 people per square mile, Miltona is the 401st most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.

Which Minnesota laws govern a loan in Miltona

Below are the Minnesota rules that apply to a loan made in Miltona, each with the regulator that issued it.