Personal loans in Millerville, MN
With roughly 99 residents, Millerville is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. About 99 people live in Millerville, placing it 758th of 853 Census places in Minnesota.
Millerville shed about 1.0% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Millerville. For a bigger market, look to Brandon, MN about 7 miles away. Every figure below is Minnesota's own, applied to Millerville's 99 residents, with the publisher and retrieval date attached.
What the Census records for Millerville
Millerville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 99 residents, 758th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: bigger than about 11% of the places in Minnesota, with 99 residents in Millerville.
- Population density: 115 people per square mile on 0.9 square miles of land.
- By land area: Millerville ranks 570th among Minnesota's 853 places, at 0.9 sq mi.
- State population share: Millerville accounts for about 0.0% of everyone in Minnesota.
- National standing: Millerville ranks 18,145th of 19,457 US places.
- Growth in Minnesota: Millerville stands 470th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Millerville moved 1.0%.
- Density in Minnesota: Millerville ranks 751st by people per square mile.
- Against the state median: Millerville runs about 115 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 46.0691, -95.5570 (US Census Bureau Gazetteer).
- Nearest larger cities: Brandon (7 mi); Evansville (8 mi); Garfield (10 mi); Parkers Prairie (12 mi); Ashby (13 mi). Larger metros often have more branches, but online lenders reach Millerville on the same terms.
- Nearest smaller places: Urbank (4 mi); Vining (13 mi); Clitherall (15 mi).
- Smaller places within 50 miles: 18 of them.
- Larger places within 100 miles: 258.
The state rulebook for Millerville
Read the table as a lender's compliance picture for Millerville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Where Millerville sits in Minnesota
Within Minnesota, Millerville holds roughly 0.0% of all residents, the 758th-largest share among 853 places. Its 2020-to-2023 change ranks 470th of 853 Minnesota places, putting it near the 45th percentile for growth. Its roughly 115 residents per square mile place it 751st among Minnesota's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Where Millerville sits
Millerville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 115 people per square mile. The largest place in Minnesota, Minneapolis, lies about 135 miles away. Millerville has 70 larger places within a 50-mile radius. Within the same 50 miles lie 18 smaller Census places.
How a Millerville personal loan is priced
Most loans made to Millerville's 99 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Millerville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Millerville loan but raises total interest, so the smallest payment is not the cheapest loan.
What to do before borrowing in Millerville
These steps shape the offer you get in Millerville, a place of about 99 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Minnesota licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Millerville as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 99 residents.
Common questions
What are my options in Millerville if my credit is poor?
What loan size can I expect in Millerville?
Do I have to pledge anything to borrow in Millerville?
Does comparing loans in Millerville cost me credit score points?
Nearby places
- Urbank, MN — population 51
- Brandon, MN — population 498
- Garfield, MN — population 340
- Evansville, MN — population 590
- Vining, MN — population 59
- Clitherall, MN — population 68
- Parkers Prairie, MN — population 1,028
- Alexandria, MN — population 14,943