Personal loans in Milford, UT

The first question in Milford is not the rate on offer but whether the payment fits; about 1,412 people live here under Utah lending law. Milford is home to roughly 1,412 people and stands 141st by size out of 255 Census places in Utah. Population in Milford dropped about 1.0% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Milford loan. The closest larger city is Beaver, UT about 22 miles away.

Where Milford stands

Two layers matter for a Milford borrower: the local population picture and Utah's consumer-lending statutes.

• Population: about 1,412 people live here, which puts Milford 141st of 255 Census places in Utah (Vintage 2023).
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: about 45% of Utah's Census places are smaller than Milford.
• Population density: about 660 people per square mile (Census land area 2.1 sq mi).
• Land area rank: Milford's 2.1 square miles rank 186th of 255 places in Utah.
• Share of Utah: Milford holds about 0.0% of the state's population, some 1,412 people.
• National rank: Milford is 8,920th of 19,457 places nationwide.
• Growth rank: Milford's 2020-to-2023 change ranks 214th of 255 places in Utah.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Milford's 1.0%.
• Density in Utah: Milford ranks 135th by people per square mile.
• Against the state median: Milford runs about 660 residents per square mile, where the Utah median is 705.
• Location: mapped by the US Census Bureau at 38.3945, -113.0123.
• Nearest larger cities: Beaver (22 mi); Parowan (40 mi); Enoch (43 mi); Cedar City (49 mi); Panguitch (50 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Minersville (10 mi); Paragonah (38 mi); Marysvale (41 mi).
• Smaller neighbours: 10 places smaller than Milford sit within 50 miles.
• Larger places within 100 miles: 23.

Land, water and location for Milford

Milford covers about 2.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 660 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 174 miles. Milford has 4 larger places within a 50-mile radius. By land area it ranks 186th of 255 Utah places.

Inside a Milford personal loan

Most loans made to Milford's 1,412 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Milford loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Milford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Milford sits in Utah

Among Utah's 255 places, Milford sits at 141st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 214th of 255 Utah places, putting it near the 16th percentile for growth. At about 660 people per square mile, Milford is the 135th most densely settled place in Utah. The population moved by about 14 people between 2020 and 2023, a 1.0% shift.

The state rulebook for Milford

These are Utah's sourced lending facts as they reach Milford's 1,412 residents; the state has no city-level rate rule.

How lenders reach Milford

With about 660 residents per square mile, Milford is moderately settled, and 4 larger Census places sit within 50 miles. Lenders licensed in Utah reach Milford's 1,412 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Beaver, UT about 22 miles away.