Personal loans in Midland, AR

Midland by the numbers

What follows is Midland's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

• Population: a Census-estimated 225, 361st among Arkansas's 500 places (Vintage 2023).
• Population trend: About level with the 2020 Census.
• Size percentile: bigger than about 28% of the places in Arkansas, with 225 residents in Midland.
• Population density: about 650 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Midland covers 0.3 square miles, the 454th-largest area among Arkansas's 500 places.
• Share of Arkansas: Midland holds about 0.0% of the state's population, some 225 people.
• National rank: Midland is the 16,097th most populous of the 19,457 Census places covered here.
• Growth in Arkansas: Midland stands 225th by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Midland's 0.0%.
• Density rank: Midland places 135th among Arkansas's places by people per square mile.
• Density vs Arkansas: Midland's 650 people per square mile compare with a state median of 386.
• Location: 35.0924 / -94.3530, per the US Census Bureau Gazetteer.
• Nearest larger cities: Huntington (5 mi); Hartford (5 mi); Mansfield (7 mi); Hackett (7 mi); Rock Island (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Moffett (22 mi); Ratcliff (30 mi); Rudy (31 mi) — useful context for the surrounding area.
• Smaller neighbours: 13 places smaller than Midland sit within 50 miles.
• At 100 miles: 198 larger Census places fall inside that radius.

A practical checklist for Midland borrowers

A sensible order of operations for a loan in Midland, home to about 225 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Midland-specific: the same Arkansas licensing and disclosure rules reach all 225 residents.

What shapes a Midland personal loan

A Midland personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 225 residents. Two numbers drive a Midland loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Midland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Midland: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Midland, with no significant water area listed. That land carries about 650 people per square mile. Little Rock, the largest place in Arkansas, is about 116 miles from Midland. Midland has 57 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.

Midland's place among Arkansas's 500 places

Against Arkansas's other places, Midland accounts for about 0.0% of the state's population and ranks 361st of 500 by size. Its 2020-to-2023 change ranks 225th of 500 Arkansas places, putting it near the 55th percentile for growth. At about 650 people per square mile, Midland is the 135th most densely settled place in Arkansas. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Which Arkansas laws govern a loan in Midland

For the roughly 225 residents of Midland, the rules below are Arkansas's own; each row carries its publisher and retrieval date.