Personal loans in Greenwood, AR

Roughly 9,671 residents live in Greenwood, the 40th-largest community in Arkansas. Verify the lender's Arkansas licence against the regulator named below before borrowing in Greenwood. Rate ceilings, licensing requirements and product limits for Greenwood are all set at the Arkansas level. For a bigger market, look to Fort Smith, AR about 12 miles away.

Greenwood by the numbers

The figures below are Greenwood's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: about 9,671, ranked 40th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 1.6% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 148 residents.
• Size percentile: about 92% of Arkansas's Census places are smaller than Greenwood.
• Land and density: 11.4 square miles of land carry roughly 845 residents per square mile.
• By land area: Greenwood ranks 50th among Arkansas's 500 places, at 11.4 sq mi.
• Water: Greenwood holds about 0.24 square miles, the 25th-largest water area in Arkansas.
• State population share: Greenwood accounts for about 0.5% of everyone in Arkansas.
• National standing: Greenwood ranks 3,230th of 19,457 US places.
• Growth in Arkansas: Greenwood stands 143rd by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Greenwood's 1.6% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Greenwood is the 84th most densely settled place in Arkansas.
• Against the state median: Greenwood runs about 845 residents per square mile, where the Arkansas median is 386.
• Location: 35.2113, -94.2394 (US Census Bureau Gazetteer).
• Nearest larger cities: Fort Smith (12 mi); Van Buren (18 mi); Farmington (57 mi); Fayetteville (60 mi); Russellville (62 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Barling (9 mi); Central City (9 mi); Lavaca (9 mi).
• Smaller places within 50 miles: 70 of them.
• Within 100 miles: 19 places are larger than Greenwood.

A practical checklist for Greenwood borrowers

Complete these steps first when you borrow in Greenwood (9,671 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

In Greenwood as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 9,671 residents.

Which Arkansas laws govern a loan in Greenwood

For the roughly 9,671 residents of Greenwood, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

Greenwood's place among Arkansas's 500 places

Within Arkansas, Greenwood holds roughly 0.5% of all residents, the 40th-largest share among 500 places. For population change between 2020 and 2023, Greenwood ranks 143rd of 500 in Arkansas (about the 71th percentile). Its roughly 845 residents per square mile place it 84th among Arkansas's places. The population moved by about 148 people between 2020 and 2023, a 1.6% shift.

How lenders reach Greenwood

With about 845 residents per square mile, Greenwood is moderately settled, and 2 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Greenwood without a local office, so branch density does not change what its 9,671 residents are offered. The nearest larger city, Fort Smith, AR about 12 miles away.

Greenwood on the map

Inside Greenwood's boundaries lie roughly 11.4 square miles of land and 0.24 square miles of water. Spread across it are roughly 845 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 112 miles. Within 50 miles of Greenwood there are 2 larger Census places. Within the same 50 miles lie 70 smaller Census places.