Personal loans in Metaline, WA

A lender serving Metaline holds a Washington licence and answers to a Washington regulator; no city office is involved for its 167 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Metaline lender. For the 167 people in Metaline, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Metaline Falls, WA about 1 miles away.

What the Census records for Metaline

Here is the sourced Census picture for Metaline, plus the Washington lending rules that apply to a loan taken out here.

• Population: 167 residents; Metaline is the 272nd-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 4.4% since the 2020 count.
• Absolute change: 7 residents added between 2020 and 2023.
• Size percentile: bigger than about 3% of the places in Washington, with 167 residents in Metaline.
• Population density: 546 people per square mile on 0.3 square miles of land.
• By land area: Metaline ranks 269th among Washington's 281 places, at 0.3 sq mi.
• Water area rank: Metaline ranks 112th among Washington's 281 places, with 0.09 sq mi.
• Within Washington: about 0.0% of the state's population lives in Metaline.
• Nationally: Metaline is the 17,002nd-largest of 19,457 Census places in the dataset.
• Growth rank: Metaline ranks 74th among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Metaline's 4.4% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Metaline is the 253rd most densely settled place in Washington.
• Density vs Washington: Metaline's 546 people per square mile compare with a state median of 1,518.
• Location: 48.8523 / -117.3870, per the US Census Bureau Gazetteer.
• Nearest larger cities: Metaline Falls (1 mi); Ione (8 mi); Northport (18 mi); Colville (32 mi); Marcus (33 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Hope (65 mi); State Line (81 mi); Huetter (83 mi).
• Within a 50-mile radius: 0 smaller Census places.
• Larger places within 100 miles: 54.

Washington rules behind a Metaline personal loan

These are Washington's sourced lending facts as they reach Metaline's 167 residents; the state has no city-level rate rule.

Before you apply in Metaline

For Metaline's roughly 167 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Metaline-specific: the same Washington licensing and disclosure rules reach all 167 residents.

Getting a loan in Metaline

At roughly 546 people per square mile, Metaline is moderately settled; 11 larger places lie within 50 miles. A Washington licence lets a lender serve Metaline without a local office, so branch density does not change what its 167 residents are offered. The nearest bigger place is Metaline Falls, WA about 1 miles away.

Where Metaline sits

Metaline covers about 0.3 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). That land carries about 546 people per square mile. For the state's biggest city, Seattle, the distance is roughly 244 miles. A 50-mile radius around Metaline takes in 11 places that are larger. Within the same 50 miles lie 0 smaller Census places.

Metaline's place among Washington's 281 places

Set beside Washington's 281 places, Metaline ranks 272nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Metaline ranks 74th of 281 in Washington (about the 74th percentile). By density, at about 546 people per square mile, it ranks 253rd in Washington. Between 2020 and 2023 the count changed by roughly 7 residents.