Personal loans in Colville, WA
Census figures put the 2020-to-2023 increase in Colville at about 2.2%. At about 5,037 residents, Colville is larger than roughly 57% of the places in Washington.
The first question in Colville is not the rate on offer but whether the payment fits; about 5,037 people live here under Washington lending law. Verify the lender's Washington licence against the regulator named below before borrowing in Colville. State law, not city hall, decides what a lender may do to Colville's roughly 5,037 residents, and a state regulator supervises it. The nearest larger metro is Airway Heights, WA about 64 miles away.
Colville: the sourced local profile
Here is the sourced Census picture for Colville, plus the Washington lending rules that apply to a loan taken out here.
- Population: an estimated 5,037 residents, 121st of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 2.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 108 residents added between 2020 and 2023.
- Size percentile: Colville sits ahead of around 57% of Washington places, at 5,037 people.
- Population density: about 1,631 people per square mile across 3.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Colville ranks 124th among Washington's 281 places, at 3.1 sq mi.
- State share: roughly 0.1% of Washington's residents live in Colville (5,037 people).
- Nationally: Colville is the 4,806th-largest of 19,457 Census places in the dataset.
- Growth in Washington: Colville stands 119th by percentage change from 2020 to 2023, among 281 places.
- Versus Washington: the state average change is +2.8%, while Colville moved 2.2%.
- Density in Washington: Colville ranks 131st by people per square mile.
- Density in context: Colville's 1,631 people per square mile sit against a Washington median of 1,518.
- Location: it lies at 48.5454, -117.8985 in the Census Gazetteer.
- Nearest larger cities: Airway Heights (64 mi); Sandpoint (64 mi); Spokane (64 mi); Spokane Valley (68 mi); Rathdrum (70 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Kettle Falls (9 mi); Marcus (11 mi); Chewelah (20 mi).
- Smaller places within 50 miles: 13 of them.
- Larger places within 100 miles: 10.
Land, water and location for Colville
The Census Gazetteer records about 3.1 square miles of land within Colville, with no significant water area listed. With 5,037 residents, the land area yields roughly 1,631 people per square mile. Seattle, the largest place in Washington, is about 215 miles from Colville. Colville has 0 larger places within a 50-mile radius. By land area it ranks 124th of 281 Washington places.
Washington consumer-lending rules applied in Colville
Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Colville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Colville against the rest of Washington
Set beside Washington's 281 places, Colville ranks 121st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Colville stands 119th among Washington's 281 places — roughly the 58th percentile. Its roughly 1,631 residents per square mile place it 131st among Washington's places. By land area, its 3.1 square miles rank 124th of 281 places in Washington.
Getting a loan in Colville
Colville is a moderately settled community of about 5,037 people, with 0 larger places inside a 50-mile radius. Distance to a branch rarely matters for Colville's 5,037 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Airway Heights, WA about 64 miles away.
How personal loans work in Colville
Most loans made to Colville's 5,037 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Colville's 5,037 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Colville loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Kettle Falls, WA — population 1,656
- Marcus, WA — population 218
- Chewelah, WA — population 2,659
- Northport, WA — population 292
- Springdale, WA — population 272
- Ione, WA — population 451
- Metaline, WA — population 167
- Metaline Falls, WA — population 284