Personal loans in Menifee, AR
At about 295 residents, Menifee is larger than roughly 35% of the places in Arkansas. If you are weighing a personal loan in Menifee, start from the payment you can carry; its 295 residents face the same statewide rules. From the 2020 Census base to the 2023 estimate, the population rose by about 8.5%. Pull your credit reports and line up at least three offers before you apply from Menifee. Every figure below is Arkansas's own, applied to Menifee's 295 residents, with the publisher and retrieval date attached. The closest larger city is Plumerville, AR about 5 miles away.
Where Menifee stands
Here is the sourced Census picture for Menifee, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: about 295 people live here, which puts Menifee 326th of 500 Census places in Arkansas (Vintage 2023).
- Population trend: About 8.5% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 23 residents.
- Size percentile: Menifee's 295 people outrank roughly 35% of the places in Arkansas.
- Population density: 130 people per square mile on 2.3 square miles of land.
- Land area rank: Menifee's 2.3 square miles rank 232nd of 500 places in Arkansas.
- Share of Arkansas: Menifee holds about 0.0% of the state's population, some 295 people.
- National standing: Menifee ranks 15,178th of 19,457 US places.
- Growth in Arkansas: Menifee stands 28th by percentage change from 2020 to 2023, among 500 places.
- Against the state trend: Menifee's 8.5% change compares with a Arkansas average of +0.3% across its 500 places.
- Density rank: Menifee places 425th among Arkansas's places by people per square mile.
- Density vs Arkansas: Menifee's 130 people per square mile compare with a state median of 386.
- Location: mapped by the US Census Bureau at 35.1497, -92.5504.
- Nearest larger cities: Plumerville (5 mi); Wooster (7 mi); Conway (7 mi); Morrilton (11 mi); Greenbrier (11 mi). Larger metros often have more branches, but online lenders reach Menifee on the same terms.
- Smaller communities within reach: Houston (11 mi); Fourche (11 mi); Perry (16 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Within 100 miles: 180 places are larger than Menifee.
A practical checklist for Menifee borrowers
A sensible order of operations for a loan in Menifee, home to about 295 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Menifee and the rest of Arkansas is not the process but the borrower's own file, among the 295 people here.
What shapes a Menifee personal loan
Most loans made to Menifee's 295 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Menifee's rank of 326th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Menifee loan is knowable in advance — unlike a revolving card balance.
Menifee in state context
Set beside Arkansas's 500 places, Menifee ranks 326th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Menifee ranks 28th of 500 in Arkansas (about the 94th percentile). By density, at about 130 people per square mile, it ranks 425th in Arkansas. Between 2020 and 2023 the count changed by roughly 23 residents.
The state rulebook for Menifee
Below are the Arkansas rules that apply to a loan made in Menifee, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Menifee on the map
The Census Gazetteer records about 2.3 square miles of land within Menifee, with no significant water area listed. Spread across it are roughly 130 residents per square mile. The largest place in Arkansas, Little Rock, lies about 31 miles away. Counting outward 50 miles, 59 larger communities surround Menifee. By land area it ranks 232nd of 500 Arkansas places.
Common questions
What are my options in Menifee if my credit is poor?
What loan size can I expect in Menifee?
Do I have to pledge anything to borrow in Menifee?
Does comparing loans in Menifee cost me credit score points?
Nearby places
- Plumerville, AR — population 740
- Wooster, AR — population 1,058
- Conway, AR — population 69,580
- Fourche, AR — population 57
- Bigelow, AR — population 358
- Houston, AR — population 148
- Greenbrier, AR — population 6,170
- Morrilton, AR — population 7,083