Personal loans in Bigelow, AR

The roughly 358 people who live in Bigelow borrow under Arkansas rules; city hall sets no personal-loan rate. A single loan can carry different costs on either side of a state line, and Bigelow sits on the Arkansas side of that line.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Bigelow is one of 500 Census places in Arkansas; its 358 residents put it at 305th. Decide the purpose of the loan and your repayment plan before sharing any details with a Bigelow lender. The trend for Bigelow between 2020 and 2023 is upward by roughly 1.7%. A larger market lies at Perryville, AR about 10 miles away.

Bigelow: population, trend and location

What follows is Bigelow's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

Population: 358 — Bigelow ranks 305th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
Population trend: Growth of about 1.7% across the 2020-to-2023 comparison.
People gained or lost: about 6 more since the 2020 base.
Size percentile: bigger than about 39% of the places in Arkansas, with 358 residents in Bigelow.
Population density: about 382 people per square mile (Census land area 0.9 sq mi).
Land area rank: Bigelow's 0.9 square miles rank 371st of 500 places in Arkansas.
Share of Arkansas: Bigelow holds about 0.0% of the state's population, some 358 people.
National rank: Bigelow is the 14,517th most populous of the 19,457 Census places covered here.
Growth rank: Bigelow's 2020-to-2023 change ranks 139th of 500 places in Arkansas.
Versus Arkansas: the state average change is +0.3%, while Bigelow moved 1.7%.
Density rank: Bigelow places 253rd among Arkansas's places by people per square mile.
Against the state median: Bigelow runs about 382 residents per square mile, where the Arkansas median is 386.
Location: it lies at 34.9978, -92.6312 in the Census Gazetteer.
Nearest larger cities: Perryville (10 mi); Conway (11 mi); Oppelo (11 mi); Plumerville (11 mi); Mayflower (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Smaller communities close by: Fourche (1 mi); Houston (4 mi); Perry (10 mi), each with its own Census population profile.
Smaller places within 50 miles: 19 of them.
Within 100 miles: 160 places are larger than Bigelow.

Bigelow against the rest of Arkansas

Among Arkansas's 500 places, Bigelow sits at 305th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 139th of 500 Arkansas places, putting it near the 72th percentile for growth. Its roughly 382 residents per square mile place it 253rd among Arkansas's places. The population moved by about 6 people between 2020 and 2023, a 1.7% shift.

Lender access in Bigelow

At roughly 382 people per square mile, Bigelow is lightly settled; 58 larger places lie within 50 miles. Distance to a branch rarely matters for Bigelow's 358 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Perryville, AR about 10 miles away.

The Arkansas lending rules that reach Bigelow

The rows below set out what a licensed lender must follow in Arkansas, and so for Bigelow's roughly 358 residents.

Rule	Detail	Source
State lending regulator	Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".	Arkansas State Bank Department as of 2026-09-16
Payday lending status	Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".	Arkansas Attorney General — Consumer Protection Division as of 2026-09-16
Small-loan / installment lender licensing	See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.	Arkansas State Bank Department as of 2026-09-16

The geography behind Bigelow

Bigelow covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 382 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 24 miles. A 50-mile radius around Bigelow takes in 58 places that are larger. Within the same 50 miles lie 19 smaller Census places.

What to do before borrowing in Bigelow

For Bigelow's roughly 358 residents, these are the steps that most influence the offer:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Shop at least three lenders and judge them on APR and total cost.
Make sure the lender appears in the Arkansas regulator's licence list.
Test the payment against your current bills before you commit.
Choose a term you can live with; stretching it lowers the payment but raises total interest.
Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Bigelow and the rest of Arkansas is not the process but the borrower's own file, among the 358 people here.

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Common questions

What are my options in Bigelow if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bigelow is the same as anywhere in Arkansas.

What loan size can I expect in Bigelow?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Bigelow?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Bigelow cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Fourche, AR — population 57
Houston, AR — population 148
Plumerville, AR — population 740
Perry, AR — population 266
Menifee, AR — population 295
Perryville, AR — population 1,401
Oppelo, AR — population 747
Conway, AR — population 69,580