Personal loans in Meadow, TX
Meadow, Texas — home to about 613 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. Lenders active in Meadow report to a Texas supervisor, identified in the sourced rows below.
About 613 people live in Meadow, placing it 934th of 1,224 Census places in Texas. Begin with the payment, then weigh APR and total interest across the lenders that reach Meadow's 613 residents. Census figures put the 2020-to-2023 increase in Meadow at about 2.2%. The nearest larger metro is Brownfield, TX about 12 miles away.
Meadow: the sourced local profile
The figures below are Meadow's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: 613 people, a figure that places Meadow 934th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.2% between 2020 and 2023.
- Absolute change: 13 residents added between 2020 and 2023.
- Size percentile: about 24% of Texas communities are smaller than Meadow (613 residents).
- Land and density: 1.6 square miles of land carry roughly 381 residents per square mile.
- Land area: Meadow covers 1.6 square miles, the 823rd-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Meadow.
- National rank: Meadow is the 12,337th most populous of the 19,457 Census places covered here.
- Growth in Texas: Meadow stands 626th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Meadow's 2.2%.
- Density rank: Meadow is the 979th most densely settled place in Texas.
- Density in context: Meadow's 381 people per square mile sit against a Texas median of 840.
- Location: mapped by the US Census Bureau at 33.3377, -102.2059.
- Nearest larger cities: Brownfield (12 mi); Wolfforth (17 mi); Sundown (18 mi); Levelland (19 mi); Lubbock (24 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Ropesville (6 mi); New Home (17 mi); Smyer (17 mi).
- Within a 50-mile radius: 9 smaller Census places.
- Within 100 miles: 56 places are larger than Meadow.
How lenders reach Meadow
Meadow is lightly settled, with about 381 people per square mile and 24 larger places within 50 miles. Distance to a branch rarely matters for Meadow's 613 residents: the application is online and the price follows your credit file. The nearest bigger place is Brownfield, TX about 12 miles away.
Meadow's place among Texas's 1,224 places
Within Texas, Meadow holds roughly 0.0% of all residents, the 934th-largest share among 1,224 places. On the 2020-to-2023 trend, Meadow stands 626th among Texas's 1,224 places — roughly the 49th percentile. By density, at about 381 people per square mile, it ranks 979th in Texas. In land area, Meadow ranks 823rd among Texas's 1,224 places.
The state rulebook for Meadow
Texas has no separate rate rule for Meadow; the sourced rows below are what reach every lender that serves its 613 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What shapes a Meadow personal loan
A Meadow personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 613 residents. Federal Truth in Lending rules require a Meadow lender to disclose the APR and finance charge before you sign. The term you choose in Meadow decides the split between a comfortable payment and the total interest you pay.
Before you apply in Meadow
Complete these steps first when you borrow in Meadow (613 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Meadow as elsewhere in Texas, the written terms — not the advertisement — are what count for its 613 residents.
Common questions
What are my options in Meadow if my credit is poor?
What loan size can I expect in Meadow?
Do I have to pledge anything to borrow in Meadow?
Does comparing loans in Meadow cost me credit score points?
Nearby places
- Ropesville, TX — population 448
- Brownfield, TX — population 8,652
- Smyer, TX — population 445
- Wolfforth, TX — population 7,258
- Opdyke West, TX — population 227
- Levelland, TX — population 12,530
- New Home, TX — population 343
- Sundown, TX — population 1,292