Personal loans in Brownfield, TX
Brownfield is a small town in Texas, with an estimated 8,652 residents, and every licensed lender here follows the same state rulebook.
For a community of about 8,652, the practical step is to compare APR across at least three lenders before committing. The Census estimates 8,652 residents in Brownfield, which ranks it 272nd of 1,224 places in Texas. Lenders active in Brownfield report to a Texas supervisor, identified in the sourced rows below. The 2020 count to the 2023 estimate shows about 3.2% decline in Brownfield. The nearest larger metro is Levelland, TX about 29 miles away.
What the Census records for Brownfield
Here is the sourced Census picture for Brownfield, plus the Texas lending rules that apply to a loan taken out here.
- Population: 8,652 residents; Brownfield is the 272nd-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.2% across the 2020-to-2023 comparison.
- Absolute change: 286 residents lost between 2020 and 2023.
- Size percentile: Brownfield sits ahead of around 78% of Texas places, at 8,652 people.
- Population density: about 1,329 people per square mile (Census land area 6.5 sq mi).
- By land area: Brownfield ranks 309th among Texas's 1,224 places, at 6.5 sq mi.
- Water area rank: Brownfield ranks 334th among Texas's 1,224 places, with 0.04 sq mi.
- Within Texas: about 0.0% of the state's population lives in Brownfield.
- National rank: Brownfield is 3,475th of 19,457 places nationwide.
- Growth rank: Brownfield ranks 1,111th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Brownfield's 3.2% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Brownfield ranks 339th by people per square mile.
- Against the state median: Brownfield runs about 1,329 residents per square mile, where the Texas median is 840.
- Location: 33.1755 / -102.2734, per the US Census Bureau Gazetteer.
- Nearest larger cities: Levelland (29 mi); Lubbock (35 mi); Hobbs (60 mi); Andrews (61 mi); Lovington (64 mi). Online lenders reach Brownfield no matter how far the nearest branch is.
- Smaller places nearby: Meadow (12 mi); Wellman (13 mi); Ropesville (18 mi).
- Smaller neighbours: 26 places smaller than Brownfield sit within 50 miles.
- Within 100 miles: 11 places are larger than Brownfield.
Borrowing reach in Brownfield
With about 1,329 residents per square mile, Brownfield is moderately settled, and 2 larger Census places sit within 50 miles. What is available to Brownfield's 8,652 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Levelland, TX about 29 miles away.
Brownfield's place among Texas's 1,224 places
Set beside Texas's 1,224 places, Brownfield ranks 272nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Brownfield stands 1,111th among Texas's 1,224 places — roughly the 9th percentile. Its roughly 1,329 residents per square mile place it 339th among Texas's places. In land area, Brownfield ranks 309th among Texas's 1,224 places.
Steps to take before a Brownfield loan
A sensible order of operations for a loan in Brownfield, home to about 8,652 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Brownfield and the rest of Texas is not the process but the borrower's own file, among the 8,652 people here.
Brownfield: area, density and distance
Brownfield's land area is about 6.5 square miles; a further 0.04 square miles is water. With 8,652 residents, the land area yields roughly 1,329 people per square mile. The state's population centre of gravity, Houston, is roughly 468 miles away. Within 50 miles of Brownfield there are 2 larger Census places. By land area it ranks 309th of 1,224 Texas places.
Which Texas laws govern a loan in Brownfield
Below are the Texas rules that apply to a loan made in Brownfield, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Meadow, TX — population 613
- Wellman, TX — population 226
- Ropesville, TX — population 448
- Sundown, TX — population 1,292
- Seagraves, TX — population 2,227
- New Home, TX — population 343
- Levelland, TX — population 12,530
- Opdyke West, TX — population 227