Personal loans in McConnelsville, OH
A 2020-to-2023 comparison shows McConnelsville down by about 1.4%. McConnelsville, Ohio — home to about 1,639 people — is a small community, so the terms you are offered follow Ohio law rather than any local rule.
Roughly 1,639 residents live in McConnelsville, the 432nd-largest community in Ohio. A larger market lies at Crooksville, OH about 15 miles away. To lend to McConnelsville's 1,639 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. Judge McConnelsville offers on total cost, not on how quickly the money arrives.
Where McConnelsville stands
Most of what governs a McConnelsville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,639 people live here, which puts McConnelsville 432nd of 924 Census places in Ohio (Vintage 2023).
- Population trend: Lower by roughly 1.4% since the 2020 count.
- People gained or lost: about 24 fewer since the 2020 base.
- Size percentile: with 1,639 residents, McConnelsville is larger than about 53% of Ohio's Census places.
- Density: the Census land area of 1.8 sq mi holds about 914 people per square mile.
- By land area: McConnelsville ranks 391st among Ohio's 924 places, at 1.8 sq mi.
- Water area rank: McConnelsville ranks 132nd among Ohio's 924 places, with 0.11 sq mi.
- Share of Ohio: McConnelsville holds about 0.0% of the state's population, some 1,639 people.
- National rank: McConnelsville sits 8,378th by population among the 19,457 places in this dataset.
- Growth rank: McConnelsville ranks 594th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while McConnelsville moved 1.4%.
- Density rank: McConnelsville places 645th among Ohio's places by people per square mile.
- Density in context: McConnelsville's 914 people per square mile sit against a Ohio median of 1,289.
- Location: coordinates 39.6607, -81.8405 (US Census Bureau Gazetteer).
- Nearest larger cities: Crooksville (15 mi); Roseville (16 mi); Caldwell (18 mi); South Zanesville (19 mi); New Lexington (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Malta (1 mi); Stockport (8 mi); Chesterhill (12 mi).
- Smaller neighbours: 88 places smaller than McConnelsville sit within 50 miles.
- Within 100 miles: 198 places are larger than McConnelsville.
McConnelsville against the rest of Ohio
Within Ohio, McConnelsville holds roughly 0.0% of all residents, the 432nd-largest share among 924 places. Its 2020-to-2023 change ranks 594th of 924 Ohio places, putting it near the 36th percentile for growth. Its roughly 914 residents per square mile place it 645th among Ohio's places. In land area, McConnelsville ranks 391st among Ohio's 924 places.
What is available to McConnelsville borrowers
McConnelsville is moderately settled, with about 914 people per square mile and 35 larger places within 50 miles. Distance to a branch rarely matters for McConnelsville's 1,639 residents: the application is online and the price follows your credit file. The nearest larger city, Crooksville, OH about 15 miles away.
Steps to take before a McConnelsville loan
These steps shape the offer you get in McConnelsville, a place of about 1,639 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Ohio regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In McConnelsville as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,639 residents.
Which Ohio laws govern a loan in McConnelsville
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a McConnelsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
How personal loans work in McConnelsville
With roughly 1,639 residents, McConnelsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in McConnelsville. A longer term lowers the monthly payment on a McConnelsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Does comparing loans in McConnelsville cost me credit score points?
Nearby places
- Malta, OH — population 555
- Stockport, OH — population 474
- Chesterhill, OH — population 268
- Philo, OH — population 721
- Beverly, OH — population 1,209
- Corning, OH — population 485
- Cumberland, OH — population 312
- Crooksville, OH — population 2,402