Personal loans in Cumberland, OH

Work out your debt-to-income ratio first; lenders weigh it heavily, and Cumberland's 312 residents are no exception. Population in Cumberland dropped about 1.3% over the three years from 2020 to 2023. Lenders active in Cumberland report to a Ohio supervisor, identified in the sourced rows below. A larger market lies at Pleasant City, OH about 7 miles away.

Cumberland by the numbers

Here is the sourced Census picture for Cumberland, plus the Ohio lending rules that apply to a loan taken out here.

• Population: 312 — Cumberland ranks 749th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.3%.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: roughly 19% of Ohio's places have fewer residents than Cumberland's 312.
• Density: roughly 642 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Cumberland's 0.5 square miles rank 692nd of 924 places in Ohio.
• State population share: Cumberland accounts for about 0.0% of everyone in Ohio.
• National rank: Cumberland is 14,983rd of 19,457 places nationwide.
• Growth rank: Cumberland ranks 542nd among Ohio's 924 places for the 2020-to-2023 change.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Cumberland's 1.3%.
• Density rank: Cumberland places 766th among Ohio's places by people per square mile.
• Density in context: Cumberland's 642 people per square mile sit against a Ohio median of 1,289.
• Location: coordinates 39.8533, -81.6587 (US Census Bureau Gazetteer).
• Nearest larger cities: Pleasant City (7 mi); Byesville (10 mi); New Concord (11 mi); Caldwell (11 mi); Senecaville (12 mi). Online lenders reach Cumberland no matter how far the nearest branch is.
• Smaller places nearby: Belle Valley (7 mi); Sarahsville (11 mi); Norwich (12 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 501 larger Census places fall inside that radius.

Borrowing reach in Cumberland

Cumberland is moderately settled, with about 642 people per square mile and 101 larger places within 50 miles. Lenders licensed in Ohio reach Cumberland's 312 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Pleasant City, OH about 7 miles away.

What a Cumberland borrower is actually offered

With roughly 312 residents, Cumberland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Cumberland can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Cumberland loan is knowable in advance — unlike a revolving card balance.

Where Cumberland sits

Cumberland's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 312 residents, the land area yields roughly 642 people per square mile. The state's population centre of gravity, Columbus, is roughly 71 miles away. Within 50 miles of Cumberland there are 101 larger Census places. Within the same 50 miles lie 40 smaller Census places.

Ohio consumer-lending rules applied in Cumberland

Read the table as a lender's compliance picture for Cumberland: the rule, the sourced figure, the publisher and the date.

How Cumberland compares across Ohio

Within Ohio, Cumberland holds roughly 0.0% of all residents, the 749th-largest share among 924 places. Its 2020-to-2023 change ranks 542nd of 924 Ohio places, putting it near the 41th percentile for growth. Its roughly 642 residents per square mile place it 766th among Ohio's places. Between 2020 and 2023 the count changed by roughly 4 residents.