Personal loans in Matfield Green, KS

Matfield Green counts about 52 people, and what is genuinely local about borrowing here is limited — Kansas law does the governing. Price two or three terms so you can see which payment is truly affordable in Matfield Green.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

An estimated 52 people make their home in Matfield Green, a figure that ranks 571st in Kansas. Lenders active in Matfield Green report to a Kansas supervisor, identified in the sourced rows below. Census figures show Matfield Green holding steady across 2020 to 2023. The next larger city is Cassoday, KS about 9 miles away.

Matfield Green: the sourced local profile

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

What is available to Matfield Green borrowers

At roughly 366 people per square mile, Matfield Green is lightly settled; 64 larger places lie within 50 miles. Whether Matfield Green has a local branch or not, a Kansas-licensed lender can serve its 52 people online on the same terms. For a larger market, the closest option is Cassoday, KS about 9 miles away.

Steps to take before a Matfield Green loan

Before you hand your details to a lender in Matfield Green, where the population is near 52:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Check the Kansas regulator's records to confirm the lender is licensed here.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Check the disclosure for fees that raise the true cost above the quoted rate.
  7. Make sure the new payment leaves room in a budget you already keep.

What differs between Matfield Green and the rest of Kansas is not the process but the borrower's own file, among the 52 people here.

The Kansas lending rules that reach Matfield Green

The rows below set out what a licensed lender must follow in Kansas, and so for Matfield Green's roughly 52 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

What a Matfield Green borrower is actually offered

With roughly 52 residents, Matfield Green is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Matfield Green's 52 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Matfield Green loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Matfield Green

Matfield Green covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 366 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 54 miles. Counting outward 50 miles, 64 larger communities surround Matfield Green. Within the same 50 miles lie 8 smaller Census places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Matfield Green if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Matfield Green is the same as anywhere in Kansas.
What loan size can I expect in Matfield Green?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Matfield Green?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Matfield Green cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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