Personal loans in Cassoday, KS

With roughly 111 residents, Cassoday is a small community, and the lending rules its borrowers live under are written in Kansas, not by the city. The Census counts 111 people in Cassoday, the 482nd-largest figure among Kansas's 625 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Verify the lender's Kansas licence against the regulator named below before borrowing in Cassoday. The trend for Cassoday between 2020 and 2023 is upward by roughly 0.9%. Rate ceilings, licensing requirements and product limits for Cassoday are all set at the Kansas level. Borrowers who want a bigger city can look to Burns, KS about 14 miles away.

Borrowing in Cassoday: the local picture

Here is the sourced Census picture for Cassoday, plus the Kansas lending rules that apply to a loan taken out here.

How lenders reach Cassoday

Cassoday is lightly settled, with about 326 people per square mile and 61 larger places within 50 miles. What is available to Cassoday's 111 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Burns, KS about 14 miles away.

What a Cassoday borrower is actually offered

A Cassoday personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 111 residents. The APR tracks your credit score rather than Cassoday's rank of 482nd in Kansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cassoday loan is knowable in advance — unlike a revolving card balance.

Cassoday in state context

Against Kansas's other places, Cassoday accounts for about 0.0% of the state's population and ranks 482nd of 625 by size. Its 2020-to-2023 change ranks 74th of 625 Kansas places, putting it near the 88th percentile for growth. By density, at about 326 people per square mile, it ranks 517th in Kansas. The population moved by about 1 people between 2020 and 2023, a 0.9% shift.

The Kansas lending rules that reach Cassoday

When Kansas does not publish a figure, the row links to the source instead of inventing a number; Cassoday is bound by the same rules.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Cassoday on the map

Cassoday's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 326 people per square mile. For the state's biggest city, Wichita, the distance is roughly 45 miles. Counting outward 50 miles, 61 larger communities surround Cassoday. By land area it ranks 397th of 625 Kansas places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cassoday if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cassoday is the same as anywhere in Kansas.
What loan size can I expect in Cassoday?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cassoday?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cassoday cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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