Personal loans in Mason City, NE

For a community of about 149, the practical step is to compare APR across at least three lenders before committing. From the 2020 Census base to the 2023 estimate, the population rose by about 0.7%. To lend to Mason City's 149 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. The closest larger city is Ansley, NE about 6 miles away.

Borrowing in Mason City: the local picture

Set out below is Mason City's local context next to the state-level rules that reach every lender here.

• Population: 149 residents; Mason City is the 369th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 0.7% between 2020 and 2023.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: Mason City's 149 people outrank roughly 30% of the places in Nebraska.
• Population density: 314 people per square mile on 0.5 square miles of land.
• Land area rank: Mason City's 0.5 square miles rank 241st of 527 places in Nebraska.
• Share of Nebraska: Mason City holds about 0.0% of the state's population, some 149 people.
• Nationally: Mason City is the 17,304th-largest of 19,457 Census places in the dataset.
• Growth rank: Mason City ranks 142nd among Nebraska's 527 places for the 2020-to-2023 change.
• Versus Nebraska: the state average change is -0.6%, while Mason City moved 0.7%.
• Density rank: Mason City places 445th among Nebraska's places by people per square mile.
• Density in context: Mason City's 314 people per square mile sit against a Nebraska median of 830.
• Location: mapped by the US Census Bureau at 41.2222, -99.2988.
• Nearest larger cities: Ansley (6 mi); Litchfield (9 mi); Arcadia (17 mi); Loup City (18 mi); Pleasanton (21 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Berwyn (14 mi); Hazard (15 mi); Miller (21 mi).
• Smaller places within 50 miles: 13 of them.
• Within 100 miles: 142 places are larger than Mason City.

Where Mason City sits in Nebraska

Set beside Nebraska's 527 places, Mason City ranks 369th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Mason City ranks 142nd of 527 in Nebraska (about the 73th percentile). Its roughly 314 residents per square mile place it 445th among Nebraska's places. In land area, Mason City ranks 241st among Nebraska's 527 places.

Mason City on the map

Mason City covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 314 residents per square mile. The largest place in Nebraska, Omaha, lies about 169 miles away. A 50-mile radius around Mason City takes in 36 places that are larger. By land area it ranks 241st of 527 Nebraska places.

Which Nebraska laws govern a loan in Mason City

This table holds the Nebraska rate and licensing rules for consumer loans made to Mason City's 149 residents.

How a Mason City personal loan is priced

Mason City is a small community of about 149 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mason City. Because the payment is fixed, the total cost of a Mason City loan is knowable in advance — unlike a revolving card balance.

Lender access in Mason City

Mason City is lightly settled, with about 314 people per square mile and 36 larger places within 50 miles. Lenders licensed in Nebraska reach Mason City's 149 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Ansley, NE about 6 miles away.