Personal loans in Ansley, NE
An estimated 469 people make their home in Ansley, a figure that ranks 205th in Nebraska. With roughly 469 residents, Ansley is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. Rate-shopping from Ansley costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Ansley's 469 residents follows from the Nebraska consumer-lending framework. From the 2020 Census base to the 2023 estimate, the population rose by about 1.3%. The closest larger city is Broken Bow, NE about 16 miles away.
Where Ansley stands
Ansley is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 469 residents; Ansley is the 205th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.3% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
- Size percentile: about 61% of Nebraska's Census places are smaller than Ansley.
- Density: the Census land area of 0.6 sq mi holds about 735 people per square mile.
- Land area rank: Ansley's 0.6 square miles rank 177th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Ansley (469 people).
- National rank: Ansley is 13,422nd of 19,457 places nationwide.
- Growth rank: Ansley's 2020-to-2023 change ranks 102nd of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Ansley's 1.3%.
- Density rank: Ansley is the 303rd most densely settled place in Nebraska.
- Density in context: Ansley's 735 people per square mile sit against a Nebraska median of 830.
- Location: coordinates 41.2873, -99.3825 (US Census Bureau Gazetteer).
- Nearest larger cities: Broken Bow (16 mi); Loup City (22 mi); Sargent (24 mi); Callaway (28 mi); Ravenna (31 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Mason City (6 mi); Berwyn (8 mi); Litchfield (15 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 28 smaller Census places.
- At 100 miles: 66 larger Census places fall inside that radius.
Ansley on the map
Ansley's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. With 469 residents, the land area yields roughly 735 people per square mile. The state's population centre of gravity, Omaha, is roughly 173 miles away. Within 50 miles of Ansley there are 18 larger Census places. The 100-mile radius contains 66 larger places.
A practical checklist for Ansley borrowers
Complete these steps first when you borrow in Ansley (469 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Nebraska; what changes is your credit file, not the fact that Ansley holds 469 people.
What is available to Ansley borrowers
Ansley is a moderately settled community of about 469 people, with 18 larger places inside a 50-mile radius. A Nebraska licence lets a lender serve Ansley without a local office, so branch density does not change what its 469 residents are offered. For a larger market, the closest option is Broken Bow, NE about 16 miles away.
How Nebraska law applies in Ansley
Nebraska has no separate rate rule for Ansley; the sourced rows below are what reach every lender that serves its 469 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Ansley compares across Nebraska
Among Nebraska's 527 places, Ansley sits at 205th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Ansley stands 102nd among Nebraska's 527 places — roughly the 81th percentile. Its roughly 735 residents per square mile place it 303rd among Nebraska's places. Between 2020 and 2023 the count changed by roughly 6 residents.
Common questions
What are my options in Ansley if my credit is poor?
What loan size can I expect in Ansley?
Do I have to pledge anything to borrow in Ansley?
Does comparing loans in Ansley cost me credit score points?
Nearby places
- Mason City, NE — population 149
- Berwyn, NE — population 73
- Litchfield, NE — population 219
- Broken Bow, NE — population 3,542
- Arcadia, NE — population 279
- Comstock, NE — population 72
- Sargent, NE — population 487
- Miller, NE — population 127