Personal loans in Marydel, MD

What the Census records for Marydel

What follows is Marydel's place in the Census record, alongside the Maryland rules that govern a personal loan made here.

• Population: 173 people, a figure that places Marydel 143rd among the 157 Census places in Maryland (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.6% since the 2020 count.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: Marydel sits ahead of around 9% of Maryland places, at 173 people.
• Density: the Census land area of 0.1 sq mi holds about 1,466 people per square mile.
• Land area rank: Marydel's 0.1 square miles rank 148th of 157 places in Maryland.
• State population share: Marydel accounts for about 0.0% of everyone in Maryland.
• National rank: Marydel is the 16,904th most populous of the 19,457 Census places covered here.
• Growth rank: Marydel ranks 88th among Maryland's 157 places for the 2020-to-2023 change.
• Versus Maryland: the state average change is +0.7%, while Marydel moved 0.6%.
• Density rank: Marydel places 94th among Maryland's places by people per square mile.
• Density in context: Marydel's 1,466 people per square mile sit against a Maryland median of 1,734.
• Location: the Census Gazetteer records it at 39.1131, -75.7495.
• Nearest larger cities: Goldsboro (6 mi); Barclay (7 mi); Sudlersville (7 mi); Kenton (9 mi); Wyoming (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Templeville (2 mi); Henderson (3 mi); Hartly (4 mi), each with its own Census population profile.
• Within a 50-mile radius: 12 smaller Census places.
• Larger places within 100 miles: 496.

Marydel: area, density and distance

Marydel covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,466 residents per square mile. For the state's biggest city, Baltimore, the distance is roughly 48 miles. Marydel has 105 larger places within a 50-mile radius. By land area it ranks 148th of 157 Maryland places.

How lenders reach Marydel

With about 1,466 residents per square mile, Marydel is moderately settled, and 105 larger Census places sit within 50 miles. Lenders licensed in Maryland reach Marydel's 173 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Goldsboro, MD about 6 miles away.

How a Marydel personal loan is priced

Marydel is a small community of about 173 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Marydel can be quoted different APRs on the same amount and term. Shortening the term on a Marydel loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Marydel borrowing checklist

Before you hand your details to a lender in Marydel, where the population is near 173:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Maryland licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Marydel as elsewhere in Maryland, the written terms — not the advertisement — are what count for its 173 residents.

What Maryland law requires in Marydel

Below are the Maryland rules that apply to a loan made in Marydel, each with the regulator that issued it.