Personal loans in Hartly, DE
If you are weighing a personal loan in Hartly, start from the payment you can carry; its 77 residents face the same statewide rules.
Every figure below is Delaware's own, applied to Hartly's 77 residents, with the publisher and retrieval date attached. Hartly is home to roughly 77 people and stands 57th by size out of 57 Census places in Delaware. Rate-shopping from Hartly costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Hartly added about 8.5% to its population between the 2020 base and the 2023 estimate. The closest larger place is Templeville, MD about 4 miles away.
Hartly: the sourced local profile
What follows is Hartly's place in the Census record, alongside the Delaware rules that govern a personal loan made here.
- Population: 77 people, a figure that places Hartly 57th among the 57 Census places in Delaware (US Census Bureau, Vintage 2023).
- Population trend: About 8.5% above the 2020 Census base.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: bigger than about 0% of the places in Delaware, with 77 residents in Hartly.
- Land and density: 0.1 square miles of land carry roughly 1,351 residents per square mile.
- By land area: Hartly ranks 57th among Delaware's 57 places, at 0.1 sq mi.
- State population share: Hartly accounts for about 0.0% of everyone in Delaware.
- Nationally: Hartly is the 18,527th-largest of 19,457 Census places in the dataset.
- Growth in Delaware: Hartly stands 31st by percentage change from 2020 to 2023, among 57 places.
- State comparison: Delaware's places average +6.8% for 2020-to-2023, against Hartly's 8.5%.
- Density rank: Hartly places 27th among Delaware's places by people per square mile.
- Against the state median: Hartly runs about 1,351 residents per square mile, where the Delaware median is 1,284.
- Location: 39.1683, -75.7124 (US Census Bureau Gazetteer).
- Nearest larger cities: Templeville (4 mi); Marydel (4 mi); Kenton (5 mi); Henderson (7 mi); Cheswold (8 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Eldorado (41 mi); Brookview (41 mi); Tavistock (61 mi).
- Smaller neighbours: 2 places smaller than Hartly sit within 50 miles.
- Larger places within 100 miles: 522.
The Delaware lending rules that reach Hartly
For the roughly 77 residents of Hartly, the rules below are Delaware's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the State Bank Commissioner; making more than 5 loans in any 12-month period is deemed 'transacting the business of lending' Source says: "Every person desiring to transact the business of lending money in this State shall be required to obtain a license under this chapter". | Delaware General Assembly — 5 Del. C. § 2202 as of 2026-09-16 |
| Title loans (5 Del. C. ch. 22, subch. V) | Title loans permitted: secured by motor vehicle title, original repayment period of 180 days or less; borrower has a right to rescind until the end of the next business day Source says: "“Title loan” means a loan made to one or more natural persons by a licensee and secured by the title to a motor vehicle". | Delaware General Assembly — 5 Del. C. § 2250 as of 2026-09-16 |
Inside a Hartly personal loan
With roughly 77 residents, Hartly is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hartly's 77 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Hartly loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Hartly in state context
Set beside Delaware's 57 places, Hartly ranks 57th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Hartly ranks 31st of 57 in Delaware (about the 46th percentile). Its roughly 1,351 residents per square mile place it 27th among Delaware's places. Between 2020 and 2023 the count changed by roughly 6 residents.
Getting a loan in Hartly
With about 1,351 residents per square mile, Hartly is moderately settled, and 123 larger Census places sit within 50 miles. Lenders licensed in Delaware reach Hartly's 77 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Templeville, MD about 4 miles away.
Steps to take before a Hartly loan
For Hartly's roughly 77 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Delaware licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Hartly and the rest of Delaware is not the process but the borrower's own file, among the 77 people here.
Common questions
What are my options in Hartly if my credit is poor?
What loan size can I expect in Hartly?
Do I have to pledge anything to borrow in Hartly?
Does comparing loans in Hartly cost me credit score points?
Nearby places
- Templeville, MD — population 118
- Marydel, MD — population 173
- Kenton, DE — population 226
- Henderson, MD — population 160
- Clayton, DE — population 4,399
- Cheswold, DE — population 2,257
- Sudlersville, MD — population 514
- Barclay, MD — population 181