Personal loans in Marianna, AR

Marianna lost roughly 7.2% of its population across the 2020-to-2023 comparison. By population, Marianna sits at 94th in Arkansas, with an estimated 3,314 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Marianna, one of 500 Census places in Arkansas, the figure to compare across lenders is the APR, not the advertised rate. Compare APR, not the interest rate, because the APR folds in most fees on a Marianna loan. Rate ceilings, licensing requirements and product limits for Marianna are all set at the Arkansas level. For a bigger market, look to Forrest City, AR about 17 miles away.

Marianna: the sourced local profile

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

The Arkansas lending rules that reach Marianna

Read the table as a lender's compliance picture for Marianna: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

What a Marianna borrower is actually offered

A Marianna personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,314 residents. Federal Truth in Lending rules require a Marianna lender to disclose the APR and finance charge before you sign. Shortening the term on a Marianna loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Marianna on the map

The Census Gazetteer records about 3.6 square miles of land within Marianna, with no significant water area listed. With 3,314 residents, the land area yields roughly 917 people per square mile. Little Rock, the largest place in Arkansas, is about 90 miles from Marianna. Within 50 miles of Marianna there are 11 larger Census places. Within the same 50 miles lie 63 smaller Census places.

Lender access in Marianna

At roughly 917 people per square mile, Marianna is moderately settled; 11 larger places lie within 50 miles. Lenders licensed in Arkansas reach Marianna's 3,314 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Forrest City, AR about 17 miles away.

Marianna's place among Arkansas's 500 places

Among Arkansas's 500 places, Marianna sits at 94th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Marianna ranks 488th of 500 in Arkansas (about the 2th percentile). By density, at about 917 people per square mile, it ranks 65th in Arkansas. By land area, its 3.6 square miles rank 159th of 500 places in Arkansas.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marianna if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marianna is the same as anywhere in Arkansas.
What loan size can I expect in Marianna?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marianna?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marianna cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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