Personal loans in Aubrey, AR

Aubrey counts about 99 people, and what is genuinely local about borrowing here is limited — Arkansas law does the governing. Aubrey lost roughly 6.6% of its population across the 2020-to-2023 comparison.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With an estimated 99 residents, Aubrey is the 449th-largest of 500 places in Arkansas. Verify the lender's Arkansas licence against the regulator named below before borrowing in Aubrey. A lender that serves Aubrey operates under Arkansas lending statutes and a Arkansas supervisor. The nearest larger city is Rondo, AR about 6 miles away.

Borrowing in Aubrey: the local picture

What follows is Aubrey's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

Borrowing reach in Aubrey

Aubrey is a lightly settled community of about 99 people, with 61 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Aubrey without a local office, so branch density does not change what its 99 residents are offered. The nearest bigger place is Rondo, AR about 6 miles away.

Aubrey against the rest of Arkansas

Set beside Arkansas's 500 places, Aubrey ranks 449th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 484th of 500 Arkansas places, putting it near the 3th percentile for growth. By density, at about 298 people per square mile, it ranks 304th in Arkansas. Between 2020 and 2023 the count changed by roughly 7 residents.

The state rulebook for Aubrey

This table holds the Arkansas rate and licensing rules for consumer loans made to Aubrey's 99 residents.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

The anatomy of a Aubrey personal loan

A Aubrey personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 99 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Aubrey. Because the payment is fixed, the total cost of a Aubrey loan is knowable in advance — unlike a revolving card balance.

Where Aubrey sits

The Census Gazetteer records about 0.3 square miles of land within Aubrey, with no significant water area listed. The resulting density is about 298 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 83 miles. Within 50 miles of Aubrey there are 61 larger Census places. The 100-mile radius contains 289 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Aubrey if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Aubrey is the same as anywhere in Arkansas.
What loan size can I expect in Aubrey?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Aubrey?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Aubrey cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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