Personal loans in Mapleton, IL
If you are weighing a personal loan in Mapleton, start from the payment you can carry; its 250 residents face the same statewide rules. Population in Mapleton dropped about 3.1% over the three years from 2020 to 2023.
At about 250 residents, Mapleton is larger than roughly 18% of the places in Illinois. Rate-shopping from Mapleton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 250 people in Mapleton, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Kingston Mines, IL about 3 miles away.
Mapleton: population, trend and location
Set out below is Mapleton's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 250, 1,058th among Illinois's 1,294 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: roughly 18% of Illinois places rank below Mapleton.
- Density: roughly 282 residents per square mile, spread over 0.9 sq mi of land.
- Land area: Mapleton covers 0.9 square miles, the 816th-largest area among Illinois's 1,294 places.
- State population share: Mapleton accounts for about 0.0% of everyone in Illinois.
- National standing: Mapleton ranks 15,761st of 19,457 US places.
- Growth in Illinois: Mapleton stands 949th by percentage change from 2020 to 2023, among 1,294 places.
- Against the state trend: Mapleton's 3.1% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Mapleton is the 1,135th most densely settled place in Illinois.
- Against the state median: Mapleton runs about 282 residents per square mile, where the Illinois median is 993.
- Location: 40.5730 / -89.7247, per the US Census Bureau Gazetteer.
- Nearest larger cities: Kingston Mines (3 mi); Glasford (5 mi); Pekin (5 mi); Bartonville (6 mi); North Pekin (6 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Banner (11 mi); Forest City (15 mi); Norris (17 mi).
- Smaller places within 50 miles: 23 of them.
- Within 100 miles: 479 places are larger than Mapleton.
Borrowing reach in Mapleton
Mapleton is a lightly settled community of about 250 people, with 128 larger places inside a 50-mile radius. Lenders licensed in Illinois reach Mapleton's 250 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kingston Mines, IL about 3 miles away.
Where Mapleton sits
Inside Mapleton's boundaries lie about 0.9 square miles of land, with no significant water area recorded. That land carries about 282 people per square mile. The largest place in Illinois, Chicago, lies about 137 miles away. Within 50 miles of Mapleton there are 128 larger Census places. By land area it ranks 816th of 1,294 Illinois places.
Mapleton against the rest of Illinois
Set beside Illinois's 1,294 places, Mapleton ranks 1,058th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Mapleton stands 949th among Illinois's 1,294 places — roughly the 27th percentile. Its roughly 282 residents per square mile place it 1,135th among Illinois's places. In land area, Mapleton ranks 816th among Illinois's 1,294 places.
Illinois consumer-lending rules applied in Mapleton
This table holds the Illinois rate and licensing rules for consumer loans made to Mapleton's 250 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How personal loans work in Mapleton
With roughly 250 residents, Mapleton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Mapleton can be quoted different APRs on the same amount and term. Shortening the term on a Mapleton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Mapleton if my credit is poor?
What loan size can I expect in Mapleton?
Do I have to pledge anything to borrow in Mapleton?
Does comparing loans in Mapleton cost me credit score points?
Nearby places
- Kingston Mines, IL — population 261
- Glasford, IL — population 839
- Bartonville, IL — population 5,779
- Pekin, IL — population 31,126
- South Pekin, IL — population 966
- North Pekin, IL — population 1,439
- Bellevue, IL — population 1,839
- Marquette Heights, IL — population 2,490