Personal loans in Kingston Mines, IL
Two households in Kingston Mines with comparable incomes can still be offered different rates; the city's 261 residents are not the reason. With 261 residents, Kingston Mines outranks about 19% of the communities in Illinois.
Use the calculator on this page to price an amount and term before you commit in Kingston Mines. Population in Kingston Mines dropped about 3.0% over the three years from 2020 to 2023. To lend to Kingston Mines's 261 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. The closest larger city is Glasford, IL about 2 miles away.
What the Census records for Kingston Mines
Kingston Mines is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 261 — Kingston Mines ranks 1,044th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.0% across the 2020-to-2023 comparison.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: with 261 residents, Kingston Mines is larger than about 19% of Illinois's Census places.
- Density: the Census land area of 1.4 sq mi holds about 181 people per square mile.
- By land area: Kingston Mines ranks 588th among Illinois's 1,294 places, at 1.4 sq mi.
- Water: Kingston Mines holds about 0.14 square miles, the 177th-largest water area in Illinois.
- Share of Illinois: Kingston Mines holds about 0.0% of the state's population, some 261 people.
- National rank: Kingston Mines is 15,605th of 19,457 places nationwide.
- Growth in Illinois: Kingston Mines stands 924th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Kingston Mines moved 3.0%.
- Density rank: Kingston Mines places 1,201st among Illinois's places by people per square mile.
- Against the state median: Kingston Mines runs about 181 residents per square mile, where the Illinois median is 993.
- Location: the Census Gazetteer records it at 40.5584, -89.7711.
- Nearest larger cities: Glasford (2 mi); South Pekin (8 mi); Pekin (8 mi); Bartonville (8 mi); North Pekin (9 mi). Lenders licensed in the state serve Kingston Mines whether or not they keep a local branch.
- Nearest smaller towns: Mapleton (3 mi); Banner (8 mi); Forest City (13 mi).
- Smaller neighbours: 29 places smaller than Kingston Mines sit within 50 miles.
- At 100 miles: 468 larger Census places fall inside that radius.
Kingston Mines on the map
Inside Kingston Mines's boundaries lie roughly 1.4 square miles of land and 0.14 square miles of water. With 261 residents, the land area yields roughly 181 people per square mile. For the state's biggest city, Chicago, the distance is roughly 140 miles. Kingston Mines has 118 larger places within a 50-mile radius. By land area it ranks 588th of 1,294 Illinois places.
The state rulebook for Kingston Mines
Below are the Illinois rules that apply to a loan made in Kingston Mines, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Before you apply in Kingston Mines
Before you hand your details to a lender in Kingston Mines, where the population is near 261:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Kingston Mines and the rest of Illinois is not the process but the borrower's own file, among the 261 people here.
How lenders reach Kingston Mines
At roughly 181 people per square mile, Kingston Mines is lightly settled; 118 larger places lie within 50 miles. Lenders licensed in Illinois reach Kingston Mines's 261 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Glasford, IL about 2 miles away.
Where Kingston Mines sits in Illinois
Among Illinois's 1,294 places, Kingston Mines sits at 1,044th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 924th of 1,294 Illinois places, putting it near the 29th percentile for growth. By density, at about 181 people per square mile, it ranks 1,201st in Illinois. In land area, Kingston Mines ranks 588th among Illinois's 1,294 places.
Common questions
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Nearby places
- Glasford, IL — population 839
- Mapleton, IL — population 250
- South Pekin, IL — population 966
- Manito, IL — population 1,481
- Hanna City, IL — population 1,236
- Bartonville, IL — population 5,779
- Pekin, IL — population 31,126
- Banner, IL — population 165