Personal loans in Maple Plain, MN
At about 1,646 residents, Maple Plain is larger than roughly 66% of the places in Minnesota.
With roughly 1,646 residents, Maple Plain is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. Begin with the payment, then weigh APR and total interest across the lenders that reach Maple Plain's 1,646 residents. A single loan can carry different costs on either side of a state line, and Maple Plain sits on the Minnesota side of that line. Maple Plain lost roughly 5.6% of its population across the 2020-to-2023 comparison. The next larger city is Independence, MN about 3 miles away.
Local context for Maple Plain
Set out below is Maple Plain's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 1,646, 291st among Minnesota's 853 places (Vintage 2023).
- Population trend: A drop of about 5.6% from 2020 to 2023.
- Net change: roughly 98 fewer people than the 2020 Census counted.
- Size percentile: Maple Plain sits ahead of around 66% of Minnesota places, at 1,646 people.
- Population density: about 1,546 people per square mile (Census land area 1.1 sq mi).
- Land area rank: Maple Plain's 1.1 square miles rank 485th of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Maple Plain (1,646 people).
- National rank: Maple Plain sits 8,356th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Maple Plain stands 837th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Maple Plain's 5.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Maple Plain is the 126th most densely settled place in Minnesota.
- Density vs Minnesota: Maple Plain's 1,546 people per square mile compare with a state median of 607.
- Location: latitude 45.0086, longitude -93.6624 (Census Gazetteer).
- Nearest larger cities: Independence (3 mi); Medina (5 mi); Long Lake (5 mi); Orono (5 mi); Mound (5 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Loretto (3 mi); Spring Park (5 mi); Tonka Bay (8 mi).
- Smaller neighbours: 52 places smaller than Maple Plain sit within 50 miles.
- At 100 miles: 240 larger Census places fall inside that radius.
Lender access in Maple Plain
Maple Plain is a moderately settled community of about 1,646 people, with 164 larger places inside a 50-mile radius. What is available to Maple Plain's 1,646 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Independence, MN about 3 miles away.
Maple Plain: area, density and distance
Maple Plain's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,546 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 20 miles away. Maple Plain has 164 larger places within a 50-mile radius. The 100-mile radius contains 240 larger places.
What shapes a Maple Plain personal loan
Most loans made to Maple Plain's 1,646 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Maple Plain. Shortening the term on a Maple Plain loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Maple Plain sits in Minnesota
Set beside Minnesota's 853 places, Maple Plain ranks 291st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 837th of 853 Minnesota places, putting it near the 2th percentile for growth. By density, at about 1,546 people per square mile, it ranks 126th in Minnesota. Between 2020 and 2023 the count changed by roughly 98 residents.
Minnesota rules behind a Maple Plain personal loan
These are Minnesota's sourced lending facts as they reach Maple Plain's 1,646 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Maple Plain if my credit is poor?
What loan size can I expect in Maple Plain?
Do I have to pledge anything to borrow in Maple Plain?
Does comparing loans in Maple Plain cost me credit score points?
Nearby places
- Loretto, MN — population 608
- Independence, MN — population 3,644
- Mound, MN — population 8,895
- Spring Park, MN — population 1,640
- Minnetrista, MN — population 8,791
- Orono, MN — population 8,119
- Greenfield, MN — population 2,865
- Medina, MN — population 7,039