Personal loans in Greenfield, MN

The Greenfield data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: a Census-estimated 2,865, 216th among Minnesota's 853 places (Vintage 2023).
• Population trend: A drop of about 1.4% from 2020 to 2023.
• People gained or lost: about 40 fewer since the 2020 base.
• Size percentile: about 75% of Minnesota communities are smaller than Greenfield (2,865 residents).
• Density: roughly 141 residents per square mile, spread over 20.4 sq mi of land.
• By land area: Greenfield ranks 69th among Minnesota's 853 places, at 20.4 sq mi.
• Water: Greenfield holds about 1.14 square miles, the 77th-largest water area in Minnesota.
• Share of state population: Greenfield's 2,865 residents are about 0.1% of Minnesota.
• National rank: Greenfield is the 6,417th most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Greenfield stands 533rd by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Greenfield's 1.4% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Greenfield ranks 730th by people per square mile.
• Against the state median: Greenfield runs about 141 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 45.0941, -93.6908 (US Census Bureau Gazetteer).
• Nearest larger cities: Rockford (3 mi); Hanover (5 mi); Independence (5 mi); Corcoran (6 mi); Delano (6 mi). Living near a larger metro rarely changes what is available in Greenfield.
• Nearest smaller towns: Loretto (4 mi); Maple Plain (6 mi); Long Lake (10 mi).
• Smaller places within 50 miles: 75 of them.
• Within 100 miles: 184 places are larger than Greenfield.

How a Greenfield personal loan is priced

Greenfield is a small community of about 2,865 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Greenfield. A longer term lowers the monthly payment on a Greenfield loan but raises total interest, so the smallest payment is not the cheapest loan.

Greenfield on the map

Greenfield's land area is about 20.4 square miles; a further 1.14 square miles is water. With 2,865 residents, the land area yields roughly 141 people per square mile. The largest place in Minnesota, Minneapolis, lies about 23 miles away. Counting outward 50 miles, 139 larger communities surround Greenfield. The 100-mile radius contains 184 larger places.

How Greenfield compares across Minnesota

Against Minnesota's other places, Greenfield accounts for about 0.1% of the state's population and ranks 216th of 853 by size. For population change between 2020 and 2023, Greenfield ranks 533rd of 853 in Minnesota (about the 38th percentile). By density, at about 141 people per square mile, it ranks 730th in Minnesota. The population moved by about 40 people between 2020 and 2023, a 1.4% shift.

What is available to Greenfield borrowers

Greenfield is lightly settled, with about 141 people per square mile and 139 larger places within 50 miles. What is available to Greenfield's 2,865 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Rockford, MN about 3 miles away.

The Minnesota lending rules that reach Greenfield

Below are the Minnesota rules that apply to a loan made in Greenfield, each with the regulator that issued it.