Personal loans in Mantee, MS
Two households in Mantee with comparable incomes can still be offered different rates; the city's 241 residents are not the reason. With an estimated 241 residents, Mantee is the 260th-largest of 299 places in Mississippi. The trend for Mantee between 2020 and 2023 is upward by roughly 1.7%. Pull your credit reports and line up at least three offers before you apply from Mantee. The closest larger city is Maben, MS about 12 miles away. For the 241 people in Mantee, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Where Mantee stands
The figures below are Mantee's own — Census population, land area and coordinates — followed by the Mississippi rules.
- Population: 241 — Mantee ranks 260th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: About 1.7% above the 2020 Census base.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: roughly 13% of Mississippi places rank below Mantee.
- Density: the Census land area of 4.6 sq mi holds about 53 people per square mile.
- Land area: Mantee covers 4.6 square miles, the 114th-largest area among Mississippi's 299 places.
- Water area: Mantee has 0.05 square miles of water, ranking 71st of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Mantee (241 people).
- National standing: Mantee ranks 15,884th of 19,457 US places.
- Growth rank: Mantee's 2020-to-2023 change ranks 33rd of 299 places in Mississippi.
- Against the state trend: Mantee's 1.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Mantee places 294th among Mississippi's places by people per square mile.
- Density in context: Mantee's 53 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 33.7209, -89.0587 (US Census Bureau Gazetteer).
- Nearest larger cities: Maben (12 mi); Houston (13 mi); Vardaman (13 mi); Mathiston (13 mi); Derma (16 mi). Online lenders reach Mantee no matter how far the nearest branch is.
- Smaller communities within reach: Woodland (4 mi); Walthall (15 mi); Slate Springs (18 mi).
- Smaller places within 50 miles: 8 of them.
- Larger places within 100 miles: 198.
What to do before borrowing in Mantee
Before you hand your details to a lender in Mantee, where the population is near 241:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Mississippi licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Mantee-specific: the same Mississippi licensing and disclosure rules reach all 241 residents.
Mississippi rules behind a Mantee personal loan
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Mantee is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Inside a Mantee personal loan
Most loans made to Mantee's 241 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Mantee's rank of 260th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Mantee decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Mantee
Mantee is sparsely settled, with about 53 people per square mile and 46 larger places within 50 miles. Whether Mantee has a local branch or not, a Mississippi-licensed lender can serve its 241 people online on the same terms. The nearest larger city, Maben, MS about 12 miles away.
Land, water and location for Mantee
Mantee covers about 4.6 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 53 residents per square mile. Jackson, the largest place in Mississippi, is about 118 miles from Mantee. Mantee has 46 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.
Common questions
What are my options in Mantee if my credit is poor?
What loan size can I expect in Mantee?
Do I have to pledge anything to borrow in Mantee?
Does comparing loans in Mantee cost me credit score points?
Nearby places
- Woodland, MS — population 114
- Maben, MS — population 758
- Houston, MS — population 3,713
- Mathiston, MS — population 855
- Vardaman, MS — population 1,058
- Walthall, MS — population 114
- Derma, MS — population 917
- Eupora, MS — population 2,096