Personal loans in Mantee, MS

Two households in Mantee with comparable incomes can still be offered different rates; the city's 241 residents are not the reason. With an estimated 241 residents, Mantee is the 260th-largest of 299 places in Mississippi. The trend for Mantee between 2020 and 2023 is upward by roughly 1.7%. Pull your credit reports and line up at least three offers before you apply from Mantee. The closest larger city is Maben, MS about 12 miles away. For the 241 people in Mantee, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Mantee stands

The figures below are Mantee's own — Census population, land area and coordinates — followed by the Mississippi rules.

What to do before borrowing in Mantee

Before you hand your details to a lender in Mantee, where the population is near 241:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the Mississippi licence with the regulator named above before committing.
  5. Check that the monthly payment fits your budget next to your existing obligations.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Mantee-specific: the same Mississippi licensing and disclosure rules reach all 241 residents.

Mississippi rules behind a Mantee personal loan

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Mantee is bound by the same rules.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Inside a Mantee personal loan

Most loans made to Mantee's 241 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Mantee's rank of 260th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Mantee decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Mantee

Mantee is sparsely settled, with about 53 people per square mile and 46 larger places within 50 miles. Whether Mantee has a local branch or not, a Mississippi-licensed lender can serve its 241 people online on the same terms. The nearest larger city, Maben, MS about 12 miles away.

Land, water and location for Mantee

Mantee covers about 4.6 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 53 residents per square mile. Jackson, the largest place in Mississippi, is about 118 miles from Mantee. Mantee has 46 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mantee if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mantee is the same as anywhere in Mississippi.
What loan size can I expect in Mantee?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mantee?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mantee cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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