Personal loans in Maben, MS

When Mississippi caps or restricts a product, lenders either change the terms or withdraw it from Maben as from the rest of the state. The Census counts 758 people in Maben, the 174th-largest figure among Mississippi's 299 places. Use the calculator on this page to price an amount and term before you commit in Maben. A 2020-to-2023 comparison shows Maben down by about 1.7%. The closest larger place is Mathiston, MS about 3 miles away.

What the Census records for Maben

Here is the sourced Census picture for Maben, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: a Census-estimated 758, 174th among Mississippi's 299 places (Vintage 2023).
• Population trend: A loss of roughly 1.7% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
• Size percentile: with 758 residents, Maben is larger than about 42% of Mississippi's Census places.
• Population density: about 391 people per square mile (Census land area 1.9 sq mi).
• Land area rank: Maben's 1.9 square miles rank 178th of 299 places in Mississippi.
• State population share: Maben accounts for about 0.1% of everyone in Mississippi.
• Nationally: Maben is the 11,421st-largest of 19,457 Census places in the dataset.
• Growth rank: Maben ranks 104th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Maben's 1.7%.
• Density rank: Maben is the 169th most densely settled place in Mississippi.
• Density in context: Maben's 391 people per square mile sit against a Mississippi median of 434.
• Location: 33.5542, -89.0810 (US Census Bureau Gazetteer).
• Nearest larger cities: Mathiston (3 mi); Eupora (11 mi); Starkville (16 mi); Ackerman (18 mi); Vardaman (23 mi). Lenders licensed in the state serve Maben whether or not they keep a local branch.
• Smaller communities within reach: Mantee (12 mi); Walthall (12 mi); Sturgis (15 mi).
• Smaller neighbours: 23 places smaller than Maben sit within 50 miles.
• At 100 miles: 117 larger Census places fall inside that radius.

Borrowing reach in Maben

Maben is a lightly settled community of about 758 people, with 28 larger places inside a 50-mile radius. What is available to Maben's 758 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mathiston, MS about 3 miles away.

What shapes a Maben personal loan

In Maben, a small community of about 758, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Maben lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Maben loan is knowable in advance — unlike a revolving card balance.

Maben in state context

Set beside Mississippi's 299 places, Maben ranks 174th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Maben stands 104th among Mississippi's 299 places — roughly the 65th percentile. Its roughly 391 residents per square mile place it 169th among Mississippi's places. By land area, its 1.9 square miles rank 178th of 299 places in Mississippi.

Mississippi consumer-lending rules applied in Maben

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Maben lender must follow.

A pre-application checklist for Maben

These steps shape the offer you get in Maben, a place of about 758 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Mississippi; what changes is your credit file, not the fact that Maben holds 758 people.