Personal loans in Mannsville, OK
Roughly 730 residents live in Mannsville, the 254th-largest community in Oklahoma. Personal loans in Mannsville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 730 population. Census figures put the 2020-to-2023 increase in Mannsville at about 0.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Mannsville. Consumer lending that reaches Mannsville's 730 residents is governed by Oklahoma statute; no city ordinance changes it. The closest larger place is Dickson, OK about 6 miles away.
Local context for Mannsville
Two layers matter for a Mannsville borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: 730 people, a figure that places Mannsville 254th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Mannsville's 730 people outrank roughly 57% of the places in Oklahoma.
- Land and density: 3.0 square miles of land carry roughly 241 residents per square mile.
- By land area: Mannsville ranks 188th among Oklahoma's 590 places, at 3.0 sq mi.
- Water area rank: Mannsville ranks 168th among Oklahoma's 590 places, with 0.02 sq mi.
- Share of state population: Mannsville's 730 residents are about 0.0% of Oklahoma.
- National rank: Mannsville is the 11,596th most populous of the 19,457 Census places covered here.
- Growth in Oklahoma: Mannsville stands 332nd by percentage change from 2020 to 2023, among 590 places.
- Versus Oklahoma: the state average change is +1.3%, while Mannsville moved 0.1%.
- Density in Oklahoma: Mannsville ranks 443rd by people per square mile.
- Density vs Oklahoma: Mannsville's 241 people per square mile compare with a state median of 546.
- Location: latitude 34.1831, longitude -96.8889 (Census Gazetteer).
- Nearest larger cities: Dickson (6 mi); Oakland (8 mi); Madill (9 mi); Tishomingo (12 mi); Ardmore (14 mi). Lenders licensed in the state serve Mannsville whether or not they keep a local branch.
- Smaller places nearby: Ravia (9 mi); Gene Autry (13 mi); Springer (15 mi).
- Smaller neighbours: 41 places smaller than Mannsville sit within 50 miles.
- Within 100 miles: 237 places are larger than Mannsville.
The Mannsville borrowing checklist
These steps shape the offer you get in Mannsville, a place of about 730 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Mannsville and the rest of Oklahoma is not the process but the borrower's own file, among the 730 people here.
Land, water and location for Mannsville
Mannsville's land area is about 3.0 square miles; a further 0.02 square miles is water. Spread across it are roughly 241 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 96 miles. A 50-mile radius around Mannsville takes in 40 places that are larger. Within the same 50 miles lie 41 smaller Census places.
Oklahoma rules behind a Mannsville personal loan
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Mannsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What a Mannsville borrower is actually offered
Mannsville is a small community of about 730 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Mannsville's rank of 254th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Mannsville loan is knowable in advance — unlike a revolving card balance.
Mannsville in state context
Mannsville is the 254th-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 332nd of 590 Oklahoma places, putting it near the 44th percentile for growth. By density, at about 241 people per square mile, it ranks 443rd in Oklahoma. The population moved by about 1 people between 2020 and 2023, a 0.1% shift.
Common questions
What are my options in Mannsville if my credit is poor?
What loan size can I expect in Mannsville?
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Does comparing loans in Mannsville cost me credit score points?
Nearby places
- Dickson, OK — population 1,351
- Oakland, OK — population 892
- Ravia, OK — population 461
- Madill, OK — population 4,028
- Gene Autry, OK — population 157
- Tishomingo, OK — population 3,062
- Mill Creek, OK — population 289
- Ardmore, OK — population 24,847