Personal loans in Gene Autry, OK
Gene Autry is a small community in Oklahoma, with an estimated 157 residents, and every licensed lender here follows the same state rulebook. Gene Autry is home to roughly 157 people and stands 462nd by size out of 590 Census places in Oklahoma. Census figures put the 2020-to-2023 increase in Gene Autry at about 1.9%. A single loan can carry different costs on either side of a state line, and Gene Autry sits on the Oklahoma side of that line. Judge Gene Autry offers on total cost, not on how quickly the money arrives. The nearest larger metro is Springer, OK about 4 miles away.
Borrowing in Gene Autry: the local picture
Most of what governs a Gene Autry loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 157, 462nd among Oklahoma's 590 places (Vintage 2023).
- Population trend: Roughly 1.9% more residents than the 2020 Census counted.
- People gained or lost: about 3 more since the 2020 base.
- Size percentile: roughly 22% of Oklahoma places rank below Gene Autry.
- Density: roughly 39 residents per square mile, spread over 4.0 sq mi of land.
- By land area: Gene Autry ranks 159th among Oklahoma's 590 places, at 4.0 sq mi.
- Water area: Gene Autry has 0.07 square miles of water, ranking 96th of 590 places in Oklahoma.
- State population share: Gene Autry accounts for about 0.0% of everyone in Oklahoma.
- Nationally: Gene Autry is the 17,170th-largest of 19,457 Census places in the dataset.
- Growth in Oklahoma: Gene Autry stands 188th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Gene Autry's 1.9% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Gene Autry ranks 563rd by people per square mile.
- Density vs Oklahoma: Gene Autry's 39 people per square mile compare with a state median of 546.
- Location: it lies at 34.3144, -97.0422 in the Census Gazetteer.
- Nearest larger cities: Springer (4 mi); Dougherty (6 mi); Dickson (9 mi); Ardmore (10 mi); Davis (11 mi). Living near a larger metro rarely changes what is available in Gene Autry.
- Smaller communities within reach: Hickory (20 mi); Tatums (27 mi); Ratliff City (29 mi).
- Smaller neighbours: 11 places smaller than Gene Autry sit within 50 miles.
- At 100 miles: 318 larger Census places fall inside that radius.
How Gene Autry compares across Oklahoma
Gene Autry is the 462nd-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. For population change between 2020 and 2023, Gene Autry ranks 188th of 590 in Oklahoma (about the 68th percentile). At about 39 people per square mile, Gene Autry is the 563rd most densely settled place in Oklahoma. The population moved by about 3 people between 2020 and 2023, a 1.9% shift.
Getting a loan in Gene Autry
At roughly 39 people per square mile, Gene Autry is sparsely settled; 65 larger places lie within 50 miles. Whether Gene Autry has a local branch or not, a Oklahoma-licensed lender can serve its 157 people online on the same terms. The nearest bigger place is Springer, OK about 4 miles away.
The state rulebook for Gene Autry
For the roughly 157 residents of Gene Autry, the rules below are Oklahoma's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Inside a Gene Autry personal loan
In Gene Autry, a small community of about 157, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Gene Autry can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Gene Autry loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Gene Autry
The Census Gazetteer records 4.0 square miles of land and 0.07 square miles of water within Gene Autry. The resulting density is about 39 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 84 miles. Counting outward 50 miles, 65 larger communities surround Gene Autry. By land area it ranks 159th of 590 Oklahoma places.
Common questions
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Nearby places
- Springer, OK — population 697
- Dougherty, OK — population 194
- Dickson, OK — population 1,351
- Ardmore, OK — population 24,847
- Davis, OK — population 2,800
- Sulphur, OK — population 4,880
- Mannsville, OK — population 730
- Mill Creek, OK — population 289