Personal loans in Manawa, WI
To lend to Manawa's 1,405 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. With 1,405 residents, Manawa outranks about 47% of the communities in Wisconsin. Manawa counts about 1,405 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Manawa shed about 2.7% of its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Manawa loan. The nearest larger metro is Weyauwega, WI about 10 miles away.
Manawa by the numbers
Here is the sourced Census picture for Manawa, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: a Census-estimated 1,405, 318th among Wisconsin's 605 places (Vintage 2023).
- Population trend: Lower by roughly 2.7% since the 2020 count.
- People gained or lost: about 39 fewer since the 2020 base.
- Size percentile: Manawa sits ahead of around 47% of Wisconsin places, at 1,405 people.
- Population density: about 862 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Manawa ranks 369th among Wisconsin's 605 places, at 1.6 sq mi.
- Water: Manawa holds about 0.14 square miles, the 161st-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Manawa.
- National rank: Manawa sits 8,943rd by population among the 19,457 places in this dataset.
- Growth rank: Manawa ranks 553rd among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Manawa moved 2.7%.
- Density rank: Manawa is the 274th most densely settled place in Wisconsin.
- Against the state median: Manawa runs about 862 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 44.4615, longitude -88.9205 (Census Gazetteer).
- Nearest larger cities: Weyauwega (10 mi); New London (10 mi); Waupaca (11 mi); Clintonville (14 mi); Hortonville (16 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Ogdensburg (5 mi); Iola (10 mi); Bear Creek (11 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 49 of them.
- Within 100 miles: 160 places are larger than Manawa.
The state rulebook for Manawa
For the roughly 1,405 residents of Manawa, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Lender access in Manawa
Manawa is a moderately settled community of about 1,405 people, with 53 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Manawa's 1,405 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Weyauwega, WI about 10 miles away.
How Manawa compares across Wisconsin
Within Wisconsin, Manawa holds roughly 0.0% of all residents, the 318th-largest share among 605 places. Its 2020-to-2023 change ranks 553rd of 605 Wisconsin places, putting it near the 9th percentile for growth. Its roughly 862 residents per square mile place it 274th among Wisconsin's places. Within 50 miles sit 49 smaller Census places, alongside the 53 that are larger.
Manawa: area, density and distance
Manawa's land area is about 1.6 square miles; a further 0.14 square miles is water. Spread across it are roughly 862 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 108 miles away. Within 50 miles of Manawa there are 53 larger Census places. By land area it ranks 369th of 605 Wisconsin places.
How a Manawa personal loan is priced
With roughly 1,405 residents, Manawa is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Manawa can be quoted different APRs on the same amount and term. Shortening the term on a Manawa loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Ogdensburg, WI — population 183
- Weyauwega, WI — population 1,760
- Big Falls, WI — population 57
- Waupaca, WI — population 6,333
- New London, WI — population 7,398
- Iola, WI — population 1,203
- Bear Creek, WI — population 421
- Fremont, WI — population 681