Personal loans in Manawa, WI

To lend to Manawa's 1,405 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. With 1,405 residents, Manawa outranks about 47% of the communities in Wisconsin. Manawa counts about 1,405 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Manawa shed about 2.7% of its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Manawa loan. The nearest larger metro is Weyauwega, WI about 10 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Manawa by the numbers

Here is the sourced Census picture for Manawa, plus the Wisconsin lending rules that apply to a loan taken out here.

The state rulebook for Manawa

For the roughly 1,405 residents of Manawa, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

Lender access in Manawa

Manawa is a moderately settled community of about 1,405 people, with 53 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Manawa's 1,405 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Weyauwega, WI about 10 miles away.

How Manawa compares across Wisconsin

Within Wisconsin, Manawa holds roughly 0.0% of all residents, the 318th-largest share among 605 places. Its 2020-to-2023 change ranks 553rd of 605 Wisconsin places, putting it near the 9th percentile for growth. Its roughly 862 residents per square mile place it 274th among Wisconsin's places. Within 50 miles sit 49 smaller Census places, alongside the 53 that are larger.

Manawa: area, density and distance

Manawa's land area is about 1.6 square miles; a further 0.14 square miles is water. Spread across it are roughly 862 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 108 miles away. Within 50 miles of Manawa there are 53 larger Census places. By land area it ranks 369th of 605 Wisconsin places.

How a Manawa personal loan is priced

With roughly 1,405 residents, Manawa is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Manawa can be quoted different APRs on the same amount and term. Shortening the term on a Manawa loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Manawa if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Manawa is the same as anywhere in Wisconsin.
What loan size can I expect in Manawa?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Manawa?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Manawa cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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