Personal loans in Iola, WI
A personal loan in Iola is priced from your credit file and income, not from the fact that the city holds 1,203 people. Compare APR, not the interest rate, because the APR folds in most fees on a Iola loan. About 1,203 people live in Iola, placing it 336th of 605 Census places in Wisconsin. Consumer lending that reaches Iola's 1,203 residents is governed by Wisconsin statute; no city ordinance changes it. The trend for Iola between 2020 and 2023 is downward by roughly 4.0%. A larger market lies at Manawa, WI about 10 miles away.
Iola: population, trend and location
Most of what governs a Iola loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 1,203 residents in Iola (Vintage 2023 subcounty estimate), the 336th-largest figure among Wisconsin's 605 places.
- Population trend: About 4.0% below the 2020 Census base.
- People gained or lost: about 50 fewer since the 2020 base.
- Size percentile: roughly 44% of Wisconsin places rank below Iola.
- Density: the Census land area of 1.7 sq mi holds about 718 people per square mile.
- Land area rank: Iola's 1.7 square miles rank 363rd of 605 places in Wisconsin.
- Water: Iola holds about 0.17 square miles, the 149th-largest water area in Wisconsin.
- Share of Wisconsin: Iola holds about 0.0% of the state's population, some 1,203 people.
- National standing: Iola ranks 9,537th of 19,457 US places.
- Growth rank: Iola ranks 593rd among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Iola's 4.0% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Iola is the 329th most densely settled place in Wisconsin.
- Density vs Wisconsin: Iola's 718 people per square mile compare with a state median of 800.
- Location: coordinates 44.5097, -89.1172 (US Census Bureau Gazetteer).
- Nearest larger cities: Manawa (10 mi); Waupaca (11 mi); Marion (16 mi); Weyauwega (16 mi); Clintonville (20 mi). Living near a larger metro rarely changes what is available in Iola.
- Smaller places close by: Scandinavia (4 mi); Ogdensburg (6 mi); Big Falls (9 mi).
- Smaller neighbours: 42 places smaller than Iola sit within 50 miles.
- At 100 miles: 159 larger Census places fall inside that radius.
The state rulebook for Iola
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Iola is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What shapes a Iola personal loan
A Iola personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,203 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Iola. Because the payment is fixed, the total cost of a Iola loan is knowable in advance — unlike a revolving card balance.
Before you apply in Iola
Before you apply in Iola, a community of about 1,203, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Iola holds 1,203 people.
Lender access in Iola
At roughly 718 people per square mile, Iola is moderately settled; 50 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Iola's 1,203 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Manawa, WI about 10 miles away.
Where Iola sits in Wisconsin
Set beside Wisconsin's 605 places, Iola ranks 336th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Iola stands 593rd among Wisconsin's 605 places — roughly the 2th percentile. By density, at about 718 people per square mile, it ranks 329th in Wisconsin. By land area, its 1.7 square miles rank 363rd of 605 places in Wisconsin.
Common questions
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Nearby places
- Scandinavia, WI — population 366
- Ogdensburg, WI — population 183
- Big Falls, WI — population 57
- Waupaca, WI — population 6,333
- Amherst, WI — population 1,125
- Nelsonville, WI — population 158
- Manawa, WI — population 1,405
- Amherst Junction, WI — population 378