Personal loans in Magness, AR

Magness is a small community in Arkansas, with an estimated 225 residents, and every licensed lender here follows the same state rulebook. Read the disclosure for an origination fee and any prepayment penalty before signing in Magness. To lend to Magness's 225 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Newark, AR about 2 miles away.

The Magness data picture

Here is the sourced Census picture for Magness, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: a Census-estimated 225, 360th among Arkansas's 500 places (Vintage 2023).
• Population trend: A rise of about 2.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
• Size percentile: about 28% of Arkansas communities are smaller than Magness (225 residents).
• Population density: about 366 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Magness's 0.6 square miles rank 401st of 500 places in Arkansas.
• Share of state population: Magness's 225 residents are about 0.0% of Arkansas.
• National standing: Magness ranks 16,096th of 19,457 US places.
• Growth in Arkansas: Magness stands 98th by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Magness's 2.7%.
• Density in Arkansas: Magness ranks 263rd by people per square mile.
• Density vs Arkansas: Magness's 366 people per square mile compare with a state median of 386.
• Location: 35.7031, -91.4822 (US Census Bureau Gazetteer).
• Nearest larger cities: Newark (2 mi); Sulphur Rock (4 mi); Southside (8 mi); Batesville (9 mi); Campbell Station (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Oil Trough (5 mi); Moorefield (7 mi); Jacksonport (11 mi).
• Smaller neighbours: 32 places smaller than Magness sit within 50 miles.
• Larger places within 100 miles: 228.

Getting a loan in Magness

Magness is a lightly settled community of about 225 people, with 61 larger places inside a 50-mile radius. Lenders licensed in Arkansas reach Magness's 225 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Newark, AR about 2 miles away.

Where Magness sits

Magness covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 366 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 84 miles away. Within 50 miles of Magness there are 61 larger Census places. Within the same 50 miles lie 32 smaller Census places.

A pre-application checklist for Magness

Before you hand your details to a lender in Magness, where the population is near 225:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Arkansas regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Arkansas; what changes is your credit file, not the fact that Magness holds 225 people.

The Arkansas lending rules that reach Magness

For the roughly 225 residents of Magness, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

Where Magness sits in Arkansas

Within Arkansas, Magness holds roughly 0.0% of all residents, the 360th-largest share among 500 places. For population change between 2020 and 2023, Magness ranks 98th of 500 in Arkansas (about the 80th percentile). At about 366 people per square mile, Magness is the 263rd most densely settled place in Arkansas. The population moved by about 6 people between 2020 and 2023, a 2.7% shift.