Personal loans in Jacksonport, AR

A lender serving Jacksonport holds a Arkansas licence and answers to a Arkansas regulator; no city office is involved for its 148 residents. Price two or three terms so you can see which payment is truly affordable in Jacksonport. Roughly 148 residents live in Jacksonport, the 409th-largest community in Arkansas. Consumer lending that reaches Jacksonport's 148 residents is governed by Arkansas statute; no city ordinance changes it. Census data show virtually no population shift in Jacksonport between 2020 and 2023. The closest larger place is Diaz, AR about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Jacksonport: population, trend and location

Jacksonport is a small community; the notes below cover its population profile and the statewide rules that apply.

Getting a loan in Jacksonport

Jacksonport is lightly settled, with about 394 people per square mile and 75 larger places within 50 miles. Lenders licensed in Arkansas reach Jacksonport's 148 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Diaz, AR about 3 miles away.

Where Jacksonport sits

Jacksonport's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 394 people per square mile. The state's population centre of gravity, Little Rock, is roughly 87 miles away. Jacksonport has 75 larger places within a 50-mile radius. The 100-mile radius contains 274 larger places.

Jacksonport's place among Arkansas's 500 places

Set beside Arkansas's 500 places, Jacksonport ranks 409th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Jacksonport ranks 230th of 500 in Arkansas (about the 54th percentile). At about 394 people per square mile, Jacksonport is the 245th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 0 residents.

What Arkansas law requires in Jacksonport

The rows below set out what a licensed lender must follow in Arkansas, and so for Jacksonport's roughly 148 residents.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

How personal loans work in Jacksonport

In Jacksonport, a small community of about 148, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Jacksonport. A longer term lowers the monthly payment on a Jacksonport loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Jacksonport if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Jacksonport is the same as anywhere in Arkansas.
What loan size can I expect in Jacksonport?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Jacksonport?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Jacksonport cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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