Personal loans in Macclenny, FL

Local context for Macclenny

Macclenny is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: 8,027 — Macclenny ranks 184th of 411 communities in Florida (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 9.9% between 2020 and 2023.
• Net change: roughly 725 more people than the 2020 Census counted.
• Size percentile: with 8,027 residents, Macclenny is larger than about 55% of Florida's Census places.
• Density: roughly 1,713 residents per square mile, spread over 4.7 sq mi of land.
• Land area: Macclenny covers 4.7 square miles, the 209th-largest area among Florida's 411 places.
• Share of state population: Macclenny's 8,027 residents are about 0.1% of Florida.
• National rank: Macclenny is the 3,679th most populous of the 19,457 Census places covered here.
• Growth rank: Macclenny's 2020-to-2023 change ranks 61st of 411 places in Florida.
• Against the state trend: Macclenny's 9.9% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: Macclenny ranks 194th by people per square mile.
• Against the state median: Macclenny runs about 1,713 residents per square mile, where the Florida median is 1,608.
• Location: 30.2811 / -82.1259, per the US Census Bureau Gazetteer.
• Nearest larger cities: Orange Park (26 mi); Jacksonville (28 mi); Lake City (31 mi); Green Cove Springs (34 mi); Alachua (41 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Glen St. Mary (2 mi); Baldwin (9 mi); Lawtey (16 mi).
• Smaller neighbours: 25 places smaller than Macclenny sit within 50 miles.
• Larger places within 100 miles: 25.

What shapes a Macclenny personal loan

In Macclenny, a small town of about 8,027, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Macclenny lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Macclenny loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Macclenny

Macclenny is moderately settled, with about 1,713 people per square mile and 11 larger places within 50 miles. What is available to Macclenny's 8,027 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Orange Park, FL about 26 miles away.

How Macclenny compares across Florida

Set beside Florida's 411 places, Macclenny ranks 184th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Macclenny ranks 61st of 411 in Florida (about the 85th percentile). Its roughly 1,713 residents per square mile place it 194th among Florida's places. Between 2020 and 2023 the count changed by roughly 725 residents.

The geography behind Macclenny

The Census Gazetteer records about 4.7 square miles of land within Macclenny, with no significant water area listed. The resulting density is about 1,713 people per square mile. The largest place in Florida, Jacksonville, lies about 28 miles away. Macclenny has 11 larger places within a 50-mile radius. The 100-mile radius contains 25 larger places.

Florida consumer-lending rules applied in Macclenny

Read the table as a lender's compliance picture for Macclenny: the rule, the sourced figure, the publisher and the date.